Senior Mortgage Loan Officer

Mortgage Financial Services Representative

Key responsibilities:

· Client interaction:

· Conduct initial consultations with potential borrowers to understand their needs and financial situation.

· Gather necessary documentation like tax returns, paystubs, bank statements, and credit reports.

· Pre-qualify borrowers to determine their loan amount and eligibility.

· Loan application process:

· Assist in completing loan applications accurately.

· Verify information provided by borrowers against supporting documents.

· Analyze credit scores and debt-to-income ratios to assess loan feasibility.

· Prepare loan packages for submission to lenders.

· Communication and coordination:

· Communicate with real estate agents, appraisers, and underwriters to ensure smooth loan processing.

· Update clients on the status of their loan application.

· Address any concerns or questions from clients.

· Lead generation and business development:

· Follow up on leads and nurture relationships with potential clients.

Required skills and qualifications:

· Strong communication and interpersonal skills to build rapport with clients

· Attention to detail to ensure accurate loan documentation

· Proficiency in computer software and technology savvy

· Fast learner and able to keep up with a fast-paced environment

· Open to coaching and able to adapt to change

· Time management and organizational skills

· Willingness to communicate primarily on phone, email and text

· Experience working with loan products preferred.

Compensation:

Salary plus commission

This position is eligible for bonuses.

This position is eligible for commissions.

This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.

Work Schedule:

We are open Monday-Thursday 7:00am-7:00pm, Friday 7:00am-5:00pm, and Saturday 8:00am-5:00pm.

All customer-facing OR lender-facing roles are assigned to an early, mid, or late shift, which may alternate on a weekly or biweekly basis. Training will be a set schedule.

This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.

What we offer:

Full training in the sales process and products

3-5 Week NMLS Licensing Training, including the 20-hour course and all test taking fees.

Great Benefit package including:

Full-Time Base plus Commission Role

Health, Dental and Vision Insurance

Life Insurance

Paid Time Off

401(k)

True potential for advancement, we always endeavor to promote from within.