What are the responsibilities and job description for the Bilingual Junior Underwriter / Bilingual Mandarin position at Xuper Funding?
About Us
Xuper Funding, founded in 2020 in New York, is a venture capital organization that provides fast and flexible working capital for small and medium-sized enterprises (SMEs) across the United States and Canada.
We have in-house teams for underwriting, sales, ISO partnerships, marketing, collections, and legal, enabling us to respond quickly, manage risk effectively, and ensure full regulatory compliance while delivering a seamless funding experience.
Our team brings decades of investment experience and is committed to solving the challenges SMEs face—limited financing channels and inefficient capital allocation. We focus on providing transparent, sustainable, and efficient financial solutions that empower business growth.
As the company rapidly expands and executes its long-term strategic plan, we are actively seeking talented and passionate professionals to join our team and help shape the future of SME financing.
Job Summary
We are looking for a detail-oriented, analytical Underwriter to join our team. The ideal candidate will assess business funding applications, analyze financial documents and risk profiles, and make informed decisions on approvals and funding amounts within our MCA programs.
Since a large portion of our clientele are Chinese-speaking business owners, fluency in both English and Chinese (Mandarin or Cantonese) is strongly preferred. Training will be provided for candidates with strong analytical abilities and a willingness to learn.
Job Type: Full-time
Pay: $48,000.00 - $75,000.00 per yea
Benefits:
- 401(k)
- Health insurance
- Paid time off
Work Location: In person
Responsibilities
- Review and assess MCA applications for small businesses
- Analyze bank statements, credit card processing data, and credit reports
- Evaluate risk exposure and determine appropriate funding amounts and structures
- Communicate with ISO and sales to gather missing documentation
- Maintain organized and accurate records of all underwriting decisions
- Collaborate with the funding and sales teams to streamline approval timelines
- Ensure compliance with company policies and regulatory requirements
Qualifications
- MCA, or financial services preferred
- Familiarity with financial statements, credit analysis, and risk metrics
- Strong Excel/Google Sheets skills and data analysis capability
- Excellent attention to detail and decision-making skills
- Strong communication and organizational skills
- Ability to work independently in a fast-paced environment
- Need to know Chinese
Why join Xuper Funding:
- Fast-growing operations team with strong team culture
- Competitive salary and performance-based bonuses
- Health insurance, 401(k), paid time off (PTO) and sick leave are included for W-2 employees
- Ongoing professional training and team mentorship
- U.S. employment sponsorship opportunities (case by case)
- Real opportunity for long-term career development
- Regular team-building activities, afternoon tea breaks, and a supportive work environment that values connection and well-being
If you're ready to take your lending career to the next level and looking for something new, something challenging, and something rewarding — we encourage you to apply now and submit your resume to hr@xpfunding.com.
Pay: $48,000.00 - $75,000.00 per year
Work Location: In person
Salary : $48,000 - $75,000