What are the responsibilities and job description for the Junior Financial Representative position at Wise Financial LLC?
Role Overview
We are seeking a highly motivated and detail-oriented Junior Financial Representative to join our growing team. This role is designed for individuals seeking to master the complexities of personal wealth management and retirement strategy. You will work closely with clients to provide continuous guidance and education across a broad spectrum of financial planning disciplines.
- Financial & Retirement Planning: Assist clients with managing annual gift tax exclusions (currently $19,000 for 2026) to kickstart next-gen savings. Navigate 401(k) and IRA contributions and manage Roth catch-up contributions for high-earning individuals.
- Investment Education: Educate clients on market loss protection using products such as fixed index annuities and provide guidance on protecting digital assets (crypto) through structured digital asset inventories.
- Asset Protection & Life Insurance: Implement asset protection strategies and secure necessary licensing to provide regulated advice on life insurance and annuities.
- Estate Planning Assistance: Support clients through the "Great Wealth Transfer" of trillions of dollars moving via wills and trusts. Leverage AI-powered platforms to digitize trust documents and model financial scenarios.
- Financial Education: Utilize emerging tools like "Trump accounts" and Health Savings Accounts (HSAs) to teach clients about triple tax benefits and government-incentivized early-life savings.
- Required License: Must possess or be willing to obtain a Life Insurance and Annuities License.
- Educational Background: A Bachelor’s degree in Finance or Business Administration is preferred but not required.
- Skills: Strong analytical and problem-solving skills with excellent communication and interpersonal abilities.
- Environment: Ability to work independently and collaboratively in a fast-paced environment.
Salary : $19,000