Business Risk Associate II

This role is not eligible for visa sponsorship, meaning you will need to be able to secure and maintain work authorization without the need for a written submission by the company to the government agency, or the need for the company to make an entry as the immigration employer of record (e.g., STEM OPT training plan, I-20 Form endorsed for CPT, TN employer, etc.)

About Our Team

The Risk and Control Management team, operating within the First Line of Defense for Institutional Services and Wealth Management (ISWM Risk), plays a critical role in safeguarding the organization by ensuring robust risk management practices. Our team is responsible for risk identification, assessment, control design, testing, and ongoing monitoring to maintain a strong control environment that supports business objectives and regulatory compliance.

Overview

Support the first line of defense risk management function by assisting with the identification and assessment of risks, risk monitoring and testing, and issues management. Provide assistance in the development and implementation of various operational risk/compliance related initiatives within the business unit.

Primary Responsibilities

• Assist in completely and accurately documenting key business unit processes. Identify and assess risks and internal controls associated with these key processes.
• Assist in the planning, execution and reporting of the business unit's risk-based testing program. Perform control testing in accordance with M&T's First Line of Defense Guidance on Management of Risks & Internal Controls and professional standards.
• Specific control testing responsibilities will involve the planning and execution of control and substantive testing, and evaluating results to determine if issues exist. Communicate findings to management. Independently perform scripted testing of controls.
• Monitor business unit performance with respect to established key risk indicators (KRIs) and assist in the creation of comprehensive KRI reporting.
• Assist in identify emerging risks and risks associated with new products/ services/ markets/ channels or changes to existing products/ services/ markets/ channels.
• Assist with the completion of Risk Control Self Assessments (RCSAs) and other risk management reporting.
• Research and assess regulatory requirements impacting the business unit.
• Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.
  
  

Education And Experience Required

Bachelor’s degree and a minimum of 2 years' relevant work experience, or in lieu of a degree, a combined minimum of 6 years' higher education and/or work experience, including a minimum of 2 years' relevant work experience

Preferred Experience

• Ability to adapt to change in a fast-paced environment.
• High proficiency in Excel, PowerPoint, and MS Office Suite.
• Exceptional interpersonal and communication skills.
• Strong analytical and problem-solving skills with attention to detail.
• Ability to work effectively as part of a team-oriented environment, where success is measured collectively.
  
  

Why Join Us?

This is an exciting opportunity to be part of transformational journey within ISWM Risk. Our team is growing, and driving meaningful change and delivering measurable value to the organization.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $68,400.00 - $114,000.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Wilmington, Delaware, United States of America