What are the responsibilities and job description for the Dealer Lending Center Dealer Representative/Loan Officer position at Westmark Credit Union?
Job Description
Description:
Discover the Westmark Difference!!
Are you looking for a career? Do you want to be valued as an individual on a team? Do you want to learn, grow, and make a difference in your community? Westmark offers outstanding stability, a variety of career opportunities and exceptional work/life balance.
Essential Functions and Basic Duties:
Required Knowledge and Abilities:
Description:
Discover the Westmark Difference!!
Are you looking for a career? Do you want to be valued as an individual on a team? Do you want to learn, grow, and make a difference in your community? Westmark offers outstanding stability, a variety of career opportunities and exceptional work/life balance.
- 60 % of our employees have been part of the Westmark family for 5 years.
- 71% of our employees who have been part of the Westmark family for one year or more have received at least one promotion.
- 85% of our managers were promoted from within the company.
- Westmark has been in business since 1954 and has recently grown to over $1.2 billion in assets, 15 branches, and over 70,000 members!
- Paid Time Off (3 to 5 weeks per year, depending on tenure) PLUS 11 paid holidays.
- Excellent health insurance options for employees and family with shared premiums
- 401k with 75% company match and 2% profit sharing contribution
- Tuition Reimbursement and Scholarships
- Employee Assistance Program (Free counseling and legal services)
Essential Functions and Basic Duties:
- Perform regular and ongoing marketing calls to Dealerships as assigned by VP/DLC Manager
- Travel extensively to visit with dealerships in SE Idaho region or other regions when needed
- Support marketing plans and promotions and communicate them to Dealerships
- Review Loan Applications and credit reports in Dealer Lending Software LPQ
- Approve loans within established lending guidelines and authority
- Communicate loan decisions to dealerships through LPQ software, e-mail, or telephone in a timely and professional manner.
- Complete all loan documentation and funding in an accurate and timely manner
- Perform any and all duties as assigned by the DLC Manager
- Is a strong self-starter and is able to work independently at a remote location
- Is able to interact with dealership employees, members, and co-workers professionally and with integrity
- Shows a positive, enthusiastic attitude
- Ability to accept constructive criticism, guidance, and direction from DLC Manager, other managers and Dealership employees
- Maintains a reliable attendance record and takes responsibility for their own actions
- Represents Westmark, both during and after work hours, in a courteous, professional manner
Required Knowledge and Abilities:
- Lending experience at Westmark or other institutions and/or ability to quickly learn Westmark’s lending policies and procedures; credit underwriting standards and credit grading
- Extensive marketing skills
- Good driving skills and comfortable driving company vehicles extensively in all weather conditions
- General knowledge of Westmark’s loan and share products and all services
- Exceptional oral and written communication and interpersonal relationship skills
- Mathematical skills commensurate with lending needs
- Successful completion of the FSO training program with 12 or more months experience in lending at Westmark; OR other loan officer/lending training with one or more years of direct or indirect lending experience at another financial institution; OR experience working at or with auto dealerships; OR a combination of relevant credit union and lending background or experience
- Bachelor’s Degree in marketing or a financially related field preferable; OR a high school diploma PLUS a minimum of three years of relevant marketing experience, preferably involving banking or dealerships; OR a combination of formal education, training and applicable experience