What are the responsibilities and job description for the Loan Officer position at West Capital Lending?
Location: Remote (Must be licensed in Virginia; Virginia Beach market focus)
Compensation: Commission-based (competitive splits; optional base or draw depending on experience)
We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the Virginia Beach, VA. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.
Key Responsibilities
- Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
- Build and maintain strong relationships with clients, real estate agents, and referral partners
- Guide borrowers through the loan application process and provide clear, timely communication
- Analyze borrower financials to recommend appropriate loan products
- Ensure all loan files meet federal, state, and investor compliance requirements
- Collaborate with processing and underwriting teams to ensure smooth and timely closings
- Stay up to date on lending guidelines, market trends, and interest rate changes
Qualifications
- Active Virginia Loan Originator license (NMLS) required
- 2 years of experience as a Loan Officer or Mortgage Loan Originator preferred
- Strong knowledge of mortgage products and underwriting guidelines
- Excellent communication, sales, and relationship-building skills
- Ability to work independently in a remote environment
- Proficient with loan origination systems and digital documentation tools
What We Offer
- 100% remote work environment
- Competitive commission structure with high earning potential
- Access to a wide range of loan products and competitive rates
- Marketing and operational support
- Flexible schedule with autonomy over your pipeline
- Growth opportunities within a scaling organization