Loan Officer - Full-time

Loan Officer

Location: Wellspring Credit Union, Bridge City Location
Department: Lending

About the Role

We’re looking for a Loan Officer to join our lending team and help members achieve their financial goals. In this role, you’ll guide members through the loan process, evaluate creditworthiness, and make approval decisions while delivering excellent service. You’ll also play a key role in cross-selling credit union products and supporting the growth of our lending programs.

What You’ll Do

• Meet with members to review loan applications and ensure all information is complete.
• Analyze credit reports, debt-to-income ratios, and collateral needs.
• Approve or deny loan requests and clearly explain decisions to members.
• Disburse approved loans and verify accuracy of loan terms.
• Provide alternative solutions for members who don’t qualify.
• Cross-sell credit union products to support member needs.
• Assist in implementing new loan products and services. 

What We’re Looking For

• Education: Highschool Diploma or equivalent.
• Experience: 2 years of experience in a credit union or financial institution.
• Skills & Knowledge:
• Strong knowledge of credit union products and lending standards.
• Excellent communication and interpersonal skills.
• Ability to analyze financial information and make sound decisions.
• Organized, detail-oriented, and able to manage multiple priorities.
• Leadership skills and ability to mentor others.

Why Join Us?

At Wellspring Credit Union, we’re committed to helping our members succeed. As part of our team, you’ll enjoy a collaborative work environment, opportunities for growth, and the chance to make a real impact in the lives of our members.

Compensation:

Competitive pay (based on experience), plus monthly incentive plan.

Hours:

40 hours per week, Monday – Friday; shifts vary between 8:00am - 6:00pm. Some Saturdays are required, and the hours are approximately 9:00am – 12:00pm.