Credit Resolution Specialist | Commercial Credit Workout

About this Role

Join a dynamic Credit Resolution team where you'll play a critical role in managing a portfolio of criticized and classified commercial credits across Wholesale Banking. In this position, you will assess the financial performance and creditworthiness of companies, analyze industry trends, and provide recommendations that support strategic credit decisions. You'll leverage sound judgment to evaluate business, operational, and risk-related challenges, develop solutions to complex credit situations, and contribute to risk mitigation strategies. Success in this role requires strong analytical capabilities, effective collaboration, and the ability to build trusted partnerships with relationship managers, stakeholders, and clients while developing expertise in credit resolution, regulatory compliance, and risk management.

In this Role, You Will

• Manage a portfolio of criticized and classified assets consisting of less complex credits and products across Wholesale Banking lines of business.
• Analyze company and industry performance and provide recommendations to senior relationship managers.
• Evaluate business, operational, and technical challenges through research, analysis, and assessment of alternative solutions to support moderately complex risk-related deliverables.
• Develop and present recommendations to resolve complex credit situations while building expertise in Credit Resolution policies, procedures, and regulatory requirements.
• Collaborate closely with Credit Resolution partners, internal stakeholders, and customers to support effective risk management and portfolio outcomes.

Required Qualifications

• 2 years of Credit Resolution experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Desired Qualifications

• 2 years of commercial or corporate lending experience in a credit-intensive role.
• BA/BS degree in Accounting, Finance, Economics, or a related discipline.
• Prior experience in commercial or corporate workouts, special assets, or credit resolution.
• Working knowledge of loan documentation, including credit agreements, intercreditor agreements, and related legal documents.
• Ability to gather, analyze, package, and present findings in a clear, logical, and insightful manner.
• Strong analytical skills with exceptional attention to detail and accuracy.
• Ability to prioritize competing responsibilities, meet deadlines, and achieve goals in a dynamic environment.
• Demonstrated problem-solving and decision-making capabilities.
• Strong verbal and written communication skills, along with proficiency in Microsoft Office applications, including Excel, PowerPoint, Outlook, and Word.

Job Expectations

• Ability to work from one of the approved locations listed in the job posting.
• This position is not eligible for Visa sponsorship.
• This position currently offers a hybrid work schedule.
• Certain compliance policies may apply regarding outside business activities and personal investing. Affected employees will be expected to provide required information to the Wells Fargo Personal Account Dealing Team and comply with applicable policy requirements. Additional details will be provided during the recruitment process.

Work Locations

• 401 S Tryon St – Charlotte, North Carolina 28282
• 600 S 4th St – Minneapolis, Minnesota 55415
• 1150 W Washington St – Tempe, Arizona 85288

Job Expectations

• Required location listed above. Relocation assistance is not available for this position.
• This position currently offers a hybrid work schedule.
• This position is not eligible for VISA sponsorship.

Pay Range

Posting End Date:

• Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.