What are the responsibilities and job description for the Personal Financial Advisor position at Wellby Financial?
It's fun to work in a company where people truly BELIEVE in what they're doing!
We're committed to bringing passion and customer focus to the business.
Duties/Responsibilities:
We're committed to bringing passion and customer focus to the business.
Duties/Responsibilities:
- Experience with high quality service standards in all interactions with members, personal and all departments within the Credit Union
- Educate members and credit union employees on investment products and services through seminars, branch trainings and other scheduled events.
- Meets with clients to gather, discuss, and understand personal financial information such as current income, expenses, insurance coverage, tax status, financial goals, risk tolerance, and other information necessary for financial planning.
- Assesses clients’ financial objectives, assets, liabilities, cash flow, insurance coverage, and tax status.
- Based on analysis of financial data, develops strategies and plans to help clients meet financial goals.
- Effectively communicate information about the risks, attributes, features and benefits of investment products and services.
- Monitors plan performance for clients; realigns and redistributes funds to maintain objectives.
- Develop and execute a systematic approach to verbal and written client communication (min 7 contacts per year).
- Provide regular feedback to the branch employees, credit union executives and sales manager regarding sales practices and business development initiatives.
- Drive investment and credit union integration initiatives, e.g. Retail Experience training, seminars, Retail team focus days, etc.
- Refer and Cross sell Credit Union products and services the member has an immediate need for at this moment in time.
- Maintains knowledge of new and emerging investment trends and opportunities.
- Builds additional skills and knowledge in the industry including obtaining additional licenses and certifications as appropriate.
- Performs other related duties as required.
- Excellent verbal and written communication skills.
- Excellent interpersonal and customer service skills.
- Extensive knowledge of financial markets and investment strategies.
- Excellent organizational skills and attention to detail.
- Strong analytical and problem-solving skills.
- Proficient with Microsoft Office Suite or related software.
- Bachelor’s degree in Business or related field preferred.
- Two years of related experience preferred.
- License to sell at least one financial product (Series 6, Series 7, Series 63 and Series 65, state insurance license, etc.) preferred, but not required.
- Professional industry designations are preferred including CFP®, ChFC®, CLU®, etc.
- Knowledge of a wide array of brokerage/banking products and services.
- Proficient in fee-based Investment Advisory accounts including wrap accounts, SMA’s, professionally managed solutions, mutual funds, ETF’s, UIT’s and structured investment products.
- Fixed and Variable Annuities, Life Insurance, and Long-Term Care Insurance
- Small Business Retirement plans including 401k’s, Individual 401K’s, SEP’s, and SIMPLE IRA’s
- Prolonged periods sitting at a desk and working on a computer.
- Must be able to lift up to 15 pounds at times.