Commercial Underwriter

Position Summary

The Commercial Underwriter position will be responsible for underwriting, approving, and issuing policies within the assigned authority levels for two or more lines of business. This position will recommend workflow changes to assist in meeting departmental and company objectives. The Commercial Underwriter position will make judgments based on common sense, understanding and reasoning to analyze and evaluate business for recommended action within the assigned authority levels on an individual policy basis.

Primary Responsibilities

• Review applications, inspection reports, photos, MVRs, CLUE reports, Insurance Scores, replacement cost estimates, and medical reports within assigned authority levels
• Review underwriting and claim reports to determine future underwriting actions
• Communicate with department and company personnel regarding underwriting issues
• Communicate with agency personnel regarding underwriting issues
• Analyze risks and offer alternate solutions
• Visit agencies to strengthen relationships
• Other duties as assigned

Minimum Qualifications

• Two-year college degree and five years of insurance related experience, four-year college degree or insurance designation with 2 years of insurance related experience, or 7 years of underwriting experience
• Strong PC skills including Microsoft Office
• Excellent interpersonal skills
• Strong organizational skills
• Multi-task oriented
• Detail oriented
• Ability to work individually and in a team environment
• Ability to create positive and collaborative working relationships
• Complete required testing to advance
• Excellent written and verbal skills

Working conditions

This position may be performed at the company headquarters in a traditional office environment full-time or a hybrid schedule of part-time at the company headquarters and part-time at one’s remote office. This role routinely uses standard office equipment such as computers, phones, printers, and filing cabinets.

Physical requirements

The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. This position is regularly required to talk or hear over the phone or in a face-to-face conversation. This position will frequently be required to stand, walk, use hand to finger, handle or feel, and reach with hands and arms. This position also requires the ability to lift up to 25 lbs. occasionally.

Direct reports

None

Note

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety to themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an “at will” relationship. Duties, responsibilities, and activities may change at any time with or without notice.

Equal Employment Opportunity Statement

Wayne Mutual Insurance Company provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee discount
• Health insurance
• Health savings account
• Life insurance
• Paid jury duty
• Paid time off
• Professional development assistance
• Referral program
• Vision insurance

Application Question(s):

• Would you have any issues/concerns completing a background check and a hair follicle drug test if an offer would be extended to you?
• What are your salary expectations?

Education:

• Associate (Preferred)

Experience:

• property and casualty insurance: 5 years (Preferred)

Ability to Commute:

• Wooster, OH 44691 (Required)

Work Location: Hybrid remote in Wooster, OH 44691