What are the responsibilities and job description for the Mortgage Loan Officer position at Wayne Bank?
Salary Grade: Manager I
Duties: Sells and originates residential mortgage loans according to established policies, procedures, and applicable legal and regulatory guidelines. Develops plan to achieve sales goals, maintains network of outside referral sources. Meets with prospects, explains variety of mortgage products and services available, and negotiates terms and conditions of loans within approved authority and finalizes sales. Coordinates the application process and follows it through to closing. Flexible schedule includes evening hours and managing timely workflow. Requires weekend hours for meetings, appointments, and business/industry networking events.
Skills: Proficient with Microsoft Office, Word, Excel, PowerPoint, Outlook. Ability to cold call prospects; network and develop outside business referrals. Strong verbal and written Communication skills. Ability to multi-task in fast paced environment. Knowledge of a variety of mortgage loan products. Ability to analyze credit reports and income and asset calculations.
Experience: 2-5 years of sales experience.
Education: B.S. or B.A. degree is preferred but not required.