What are the responsibilities and job description for the Sales position at Ward Agency?
A Insurance Sales Broker works independently or with a brokerage firm to help clients select life insurance policies that best fit their financial goals and protection needs. Unlike captive agents, brokers represent multiple insurance carriers, allowing them to offer a variety of policy options and competitive pricing.
Key Responsibilities:
- Conduct face-to-face meetings with clients
- Conduct needs-based financial assessments to determine appropriate coverage
- Present and compare life insurance products (term, whole, universal, etc.)
- Explain policy features, benefits, exclusions, and riders clearly to clients
- Submit applications and coordinate underwriting requirements
- Maintain compliance with state insurance regulations and continuing education
- Build long-term client relationships and provide ongoing policy reviews
- Meet or exceed monthly and annual sales goals
Required Skills:
- Strong consultative sales and closing abilities
- Excellent communication and relationship-building skills
- Knowledge of life insurance products and underwriting processes
- Ability to explain complex financial concepts in simple terms
- Self-motivated with strong time management skills
- Proficiency with CRM systems and digital applications
Qualifications:
- Active state Life Insurance License or willingness to obtain quickly
- High school diploma or equivalent (Bachelor’s degree preferred)
- Previous experience in insurance, financial services, or sales preferred
- Ability to pass background checks and carrier appointments
Job Type: Full-time
Pay: $70,000.00 - $100,000.00 per year
Benefits:
- Flexible schedule
License/Certification:
- Driver's License (Required)
- Life Insurance License (Preferred)
Location:
- Louisiana (Required)
Work Location: Remote
Salary : $70,000 - $100,000