What are the responsibilities and job description for the Field Sales Underwriter position at Ward Agency?
The Field Sales Underwriter (Life Insurance) is responsible for generating new business, evaluating applicant risk, and providing life insurance policies in a field-based environment. This role combines consultative sales with underwriting expertise to deliver tailored coverage solutions while ensuring sound risk selection.
Key Responsibilities:
- Develop new life insurance business through referrals, networking, and leads
- Meet with clients face-to-face to assess financial needs, health history, and coverage goals
- Recommend appropriate life insurance products (term, whole, universal life, etc.)
- Evaluate risk by reviewing medical information, lifestyle factors, and financial profiles
- Collect applications, medical questionnaires, and required documentation
- Maintain and service client relationships, including policy reviews and renewals
- Meet or exceed sales production and profitability targets
Qualifications:
- High school diploma or equivalent (Bachelor’s degree preferred)
- Active Life Insurance License (or willingness to obtain)
- Experience in life insurance sales, underwriting, or financial services is preferred
- Ability to interpret medical and financial information
Skills:
- Consultative sales and closing
- Strong interpersonal and communication skills
- Time management and territory planning
- Attention to detail and accuracy
- Ability to explain complex products in simple terms
Work Environment:
- Field-based role with frequent travel to client homes
- Flexible schedule, including evenings/weekends as needed
- Combination of independent work and coordination with internal teams
Compensation:
- Commissions/bonuses
Job Type: Full-time
Pay: $75,000.00 - $100,000.00 per year
Benefits:
- Flexible schedule
Application Question(s):
- Do you have a valid Driver’s License?
Location:
- South Carolina (Required)
Work Location: Remote
Salary : $75,000 - $100,000