Demo

Lead Risk Analyst, Credit

Vistra Corp.
Irving, TX Full Time
POSTED ON 1/9/2026
AVAILABLE BEFORE 2/7/2026
If you have what it takes to become part of the Vistra family and would like to start a promising career with a global leader, take a look at the exciting employment opportunities that are currently available and apply online.

Job Summary

Lead member of the Risk Group, focused on wholesale credit risk including the assessment of the creditworthiness of new and existing counterparties, determining appropriate credit treatments based on these assessments, and assuring consistent application of existing credit policies, all with the goal of supporting commercial transactions, minimizing collateral costs and minimizing credit losses. Responsibilities include interface with cross-functional teams including Commercial, Legal, and Finance as well as external counterparties.

Job Description

Key Accountabilities

  • Execute day-to-day credit analyses for existing and prospective counterparties; recommend credit limits or collateral under the review of the Director of Credit Risk.
  • Review, analyze, and summarize counterparty financial statements.
  • Maintain daily exposure calculations and respond to routine margin calls; escalate complex exceptions to Director.
  • Support bilateral credit negotiations by providing analysis and draft terms; participate in discussions under senior guidance.
  • Prepare weekly exposure and collateral reports.
  • Administer ISO/Exchange margining processes and ensure simple collateral postings are completed accurately; coordinate with Commercial and Legal on routine matters.
  • Provide training & support to team members and peers.
  • Identify emerging risks for development or M&A projects; provide preliminary assessments for review by the Director of Credit Risk.
  • Ensure compliance with established credit policies and controls; promptly escalate exceptions.
  • Collaborate primarily with Commercial, Legal, and Finance teams.

Education, Experience & Skill Requirements

  • Experienced gained through college degree programs and/or certifications in business, economics, or other related discipline
  • 3-5 years of trading or risk management experience
  • Computer programming skills in SAS, VB, VBA, C , SQL is a plus
  • Advanced computer skills particularly Microsoft suit of products (Excel, Word, etc.)

Key Metrics

  • Team member growth and development
  • Collateral efficiency
  • High level of communication skills, both verbal and written
  • Internal value-added (legal and commercial key stakeholders)
  • Adherence to all controls

Job Family

Risk Management

Company

Vistra Corporate Services Company

Locations

Irving, Texas

Texas

We are a company of people committed to: Exceeding Customer Expectations, Great People, Teamwork, Competitive Spirit and Effective Communication. If this describes you, then apply today!

If you currently work for Vistra or its subsidiaries, please apply via the internal career site.

It is the policy of the Company to comply with all employment laws and to afford equal employment opportunity to individuals in all aspects of employment, including in selection for job opportunities, without regard to race, color, religion, sex, sexual orientation, gender identity, pregnancy, national origin, age, disability, genetic information, military service, protected veteran status, or any other consideration protected by federal, state or local laws.

If you are an individual with a disability and need assistance submitting an application or would like to request an accommodation, please email us at assistance@vistraenergy.com to make a request.

Salary.com Estimation for Lead Risk Analyst, Credit in Irving, TX
$105,890 to $140,356
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