Loan Setup Agent

Job Title: Loan Setup Agent

Location: Draper, UT

Job Type: Full Time

Company: Village Capital & Investment LLC

Introduction

Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners. We are a nationwide mortgage lender specializing in FHA, VA, USDA Loans. Our Headquarters are in Henderson NV. We are a lender/servicer, who works with loan originators, brokers, and correspondents to offer our customers great rates and good terms.

Key Responsibilities

• Review and Validate Loan Applications: Conduct initial reviews of loan files to ensure all required documents (e.g., credit reports, income verification, disclosures) are present, complete, and meet lender guidelines.
• Enter and Verify Data in Loan Origination System (LOS): Accurately input borrower and loan information into the LOS (e.g., Encompass), ensuring consistency between submitted documents and system records.
• Order Third-Party Services: Initiate and track essential services such as credit reports, title work, appraisals, fraud checks, and verifications of employment or assets.
• Identify and Flag Incomplete or Missing Documentation: Communicate with loan officers, processors, or brokers to resolve documentation issues before moving the file to processing or underwriting.
• Ensure Compliance with Regulatory and Internal Guidelines: Review disclosures and documentation to confirm adherence to TRID, RESPA, and company-specific procedures during the initial loan setup phase.
  
  

Basic Qualifications

• Proven experience with problem-solving skills and attention to detail
• Strong communication and interpersonal skills
• Ability to work independently and as part of a team
• Proficiency in Windows
• Strong problem-solving skills and attention to detail
  
  

Specific Qualifications

• Strong Attention to Detail and Organizational Skills: Ability to accurately review and organize large volumes of documents, ensuring data integrity and regulatory compliance.
• We're looking for motivated individuals who are eager to learn the basics of mortgage documentation and industry regulations. In this role, you'll get hands-on training with standard loan forms like applications, credit reports, and income/asset documents. You'll also be introduced to important guidelines such as TRID, RESPA, and TILA. If you're organized, detail-oriented, and ready to grow, we'll give you the tools and support to succeed.
  
  

Benefits

• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance
  
  

In summary: If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!