Foreclosure Specialist

Job Title: Foreclosure Specialist

Location: Henderson, NV

Job Type: Full-Time

Company: Village Capital & Investment LLC

About Us

Village Capital & Investment LLC is a well-established, nationwide mortgage lender specializing in FHA, VA, and USDA loans. Headquartered in Henderson, NV, we are committed to delivering a quick, efficient, and high-quality mortgage loan process for our customers and business partners. As both a lender and servicer, we work closely with loan originators, brokers, and correspondents to provide competitive rates and strong loan terms.

Key Responsibilities

• Manage a portfolio of delinquent mortgage accounts through the full foreclosure process while ensuring strict adherence to federal, state, investor, insurer, and company guidelines.
• Review loan histories, title reports, bankruptcy status, loss mitigation activity, and supporting documents to determine foreclosure eligibility and next steps.
• Coordinate with attorneys, trustees, and third-party vendors to initiate and advance foreclosure actions within required timelines.
• Monitor critical foreclosure milestones, ensuring all actions meet regulatory timeframes and investor/insurer requirements.
• Communicate with borrowers, when applicable, to provide status updates and ensure required disclosures and notices are issued accurately and on time.
• Maintain complete, accurate, and audit-ready documentation in the servicing system, including all foreclosure actions, communications, and compliance checkpoints.
• Collaborate with Loss Mitigation, Bankruptcy, Compliance, and Servicing teams to prevent avoidable delays, resolve issues, and ensure proper case handoff when retention options remain available.
• Identify and escalate risks, title impediments, or process barriers that may affect foreclosure timelines or compliance.
  
  

Basic Qualifications

• Strong problem-solving skills and attention to detail.
• Excellent verbal and written communication skills.
• Ability to work both independently and collaboratively.
• Proficiency with mortgage servicing software and Microsoft Office Suite.
• In-depth knowledge of federal and state mortgage regulations (RESPA, TILA, TRID, ECOA, HMDA, FDCPA, CFPB).
  
  

Preferred Qualifications

• Prior experience in foreclosure processing, default servicing, investor/insurer guidelines (FHA, VA, USDA), or similar mortgage servicing roles.
• Strong understanding of state-specific foreclosure laws, timelines, notice requirements, and judicial vs. non-judicial processes.
• Experience working with foreclosure attorneys, trustees, and third-party vendors.
• Ability to analyze loan documentation, payment histories, and title reports to support accurate decision-making.
• Familiarity with servicing platforms (e.g., MSP/Black Knight), document management systems, and workflow tools used in default operations.
• Demonstrated ability to manage high-volume caseloads in a deadline-driven, compliance-focused environment.
• Strong written communication skills for drafting clear and compliant borrower notices and internal documentation.
  
  

Benefits

• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance
  
  

In Summary

If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!