MORTGAGE LOAN PROCESSOR

Job Summary

We are seeking a Mortgage Loan Processor who will ensure the accuracy and compliance of loan applications and closing documents. To provide exceptional customer service by conducting business with integrity and in a highly ethical manner.

These skills will be used to:

• Perform timely reviews of conditions submitted, as well as loan resubmissions.
• Provide exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed.
• Verify and examine information and accuracy of loan application and closing documents.
• Answer questions and advise customers regarding loans and transactions.
• Review all pre-closing requirements such as contracts, hazard insurance, flood certifications, and Mortgage insurance certifications.
• Review pre-audit and closing conditions, clear all closing conditions, and then authorize the funding of the loan.
• Upon approval of the loan, notify the borrowers and appropriate personnel.
• Prepares Commitment letters, denial letters and cancel files when necessary.
• In preparation for closing, prepares closing instructions, follow-up contingencies and verifies lock information, if applicable.

Qualifications:

• A minimum of 2-3 years of mortgage loan processing experience.
• Experience with Fannie Mae & Freddie Mac processing.
• Experience Processing FHA, USDA and VA Loans.
• Knowledge of Automated Underwriting systems (LP & DU).
• Applicant must be detail-minded, have good organizational and time management skills, and the ability to work in a fast-paced, deadline-driven environment.
• Good computer skills including basic knowledge of Microsoft Word and Excel.
• Excellent written and verbal communication.
• Bachelor's degree in Finance, Business Administration, or related field is preferred.

Physical demands and work environment:

• Must be able to use sensory skills (i.e. verbal communication) to effectively communicate and interact with other Associates and customers.
• Must be able to perform repetitive motions and use fine motor skills (i.e. typing, writing) to operate office supplies (i.e. computer, calculator, copier).
• Must be able to lift and carry approximately 20-25lbs unassisted.

The Value of a Career with Victory Mortgage

Take your career to the next level with Victory Mortgage. With a proven track record of growth and since our founding in 1991, Victory Mortgage specializes in new home construction mortgages. Victory has emerged as a mortgage lending leader in each of our expanding regions with attention to detail and serving the needs of our customers. We are associated with a Top 32 builder and have relationships with key Realtors in our markets and an expanding customer base built upon our over 30 years in business. 

Victory Mortgage selects highly skilled and talented individuals who have the desire to grow and advance their careers. At Victory Mortgage, we enjoy the opportunity to celebrate our wins; more specifically, the many talented Associates that collectively make up our Victory Family. The rewards for their efforts are:

• Professional Development Training programs
• Tuition Reimbursement
• Competitive Compensation
• 401(k) with Company matching contributions and profit-sharing
• Employee Life Insurance
• Personal time off
• Inclusive Leave