What are the responsibilities and job description for the Mortgage Loan Closer position at Valorem Lending?
Are you an experienced Mortgage Closer ready to join a growing company that’s thriving while others are pulling back? At Valorem Lending, the foundation for growth has been years in the making — and that moment is now. We’ve built a powerhouse platform of dialed-in marketing, elite technology, and lightning-fast Operations, giving our team the resources they need to not only feel supported, but more importantly to succeed.
What We’re Looking For
- Experience: 4 years of successful mortgage closing & funding in a correspondent lending environment
- Expertise: Strong knowledge of funding guidelines & procedures across wet and dry states.
- Technology: Proficiency with Encompass LOS (required).
- Detail-Oriented: Exceptional accuracy with loan documents, disclosures, and closing conditions.
- Communication: Professional, proactive communicator with all stakeholders.
- Organization: Strong multitasking and time management skills.
- Specialized Skills: Hands-on experience with MERS and UCDP (required).
What You’ll Do
- Review warehouse loan data files, funding documents, and wire instructions.
- Audit loan documents, closing disclosures, and disclosed fees for accuracy.
- Verify pricing, insurance, and closing conditions prior to funding.
- Balance funding figures and wire loan proceeds to title.
- Request wires from warehouse banks and coordinate disbursements with title/escrow.
- Communicate conditions and updates to processors, escrow officers, and management.
- Register loans with MERS and UCDP (Fannie Mae & Freddie Mac).
- Review collateral, scan/stack closing documents in Encompass.
- Complete investor purchase conditions and required forms.
- Support post-closing review to ensure compliance with regulatory and investor standards.
Benefits
- Health, Dental, and Vision Insurance
- Paid Time Off (PTO)
- Collaborative, professional team culture
- Long-term growth opportunities in a stable, expanding company
Schedule
- Monday–Friday, shift varies dependent on volume
- Onsite in Foothill Ranch, CA 92610
- Hybrid work flexibility available in the future after training
Job Type: Full-time
Benefits:
- 401(k)
- Dental insurance
- Flexible schedule
- Health insurance
- Paid time off
- Vision insurance