What are the responsibilities and job description for the Mortgage Underwriter position at Valley Mortgage, Inc.?
Company Description
Valley Mortgage, Inc., founded in 1983, is a dedicated home loan specialist that helps clients secure funding for new home purchases or home refinancing. Our team of experienced Mortgage Professionals is committed to providing exceptional service to ensure a smooth lending experience. We strive to support our clients with comprehensive loan solutions tailored to meet their individual needs.
Role Description
This is a full-time on-site role for a Mortgage Underwriter located in Fargo, ND. The Mortgage Underwriter will be responsible for evaluating and approving mortgage loan applications based on detailed risk assessment and analysis. Day-to-day tasks include reviewing financial documents, assessing borrower qualifications, ensuring compliance with underwriting guidelines, and communicating decisions to relevant parties. The underwriter will collaborate closely with loan officers and other team members to facilitate a streamlined loan approval process.
Qualifications
- Extensive knowledge of the mortgage industry, including mortgages and mortgage underwriting
- Strong analytical skills and proficiency in underwriting processes
- Attention to detail and accuracy in evaluating financial documents
- Excellent written and verbal communication skills
- Ability to work independently and as part of a team
- Proficiency with mortgage underwriting software and tools
- Experience in a similar role within the financial or mortgage industry is a plus