Internal Auditor

Valley Credit Union is seeking a driven and detail-oriented Internal Auditor to join our team! This high-visibility role offers the opportunity to make a meaningful impact across the organization by leading risk-based audits, evaluating internal controls, and collaborating closely with executive leadership and our Supervisory Committee. You’ll play a critical part in safeguarding the credit union’s assets, ensuring regulatory compliance, and promoting operational excellence — all while upholding the values that make Valley a trusted financial partner in our community.

If you're passionate about problem-solving, accountability, and making a difference through integrity and insight, this is your chance to step into a role that matters.

We are seeking an experienced professional with a strong background in auditing, risk management, and regulatory compliance—ideally within the financial services sector. The successful candidate will demonstrate a high level of analytical skill, sound judgment, and the ability to work independently while communicating effectively with a variety of stakeholders.

This role requires:

• A Bachelor’s degree in accounting, finance, business, or a related field
• 3–5 years of relevant auditing or financial experience
• A solid understanding of financial reporting, internal controls, and regulatory requirements
• Professional certifications such as CCUIA, CIA, or CPA are highly preferred

Given the critical nature of this role, we encourage applicants to review the full job description and qualifications carefully to ensure alignment with the position’s expectations and responsibilities.

Position Summary
The Internal Auditor position is responsible for the strategic development and implementation of risk-based audit plans to assess, report on, and make recommendations for improving the credit union’s key operational and finance activities. In accordance with Valley’s Board approved Audit Charter, this position performs audits and prepares reports of all audit activities.

ESSENTIAL DUTIES
Monitor and analyze developing trends and changes in the audit field and regulatory compliance laws/rules/regulations and advise management of the operational impact of such trends and changes. Facilitate implementation of regulatory changes, as necessary.

Work closely with the Supervisory Committee and the CEO to ensure that the audit planning activities, including scope, timing, and resource allocation, are effectively completed and documented in a thorough and timely manner.

Plan, organize, direct and monitor audit operations, including the development of the annual audit plan for approval by the Supervisory Committee and the CEO, for all functions of the Credit Union, including but not limited to financial, operational, strategic and compliance. Utilize the Credit Union’s enterprise risk management process to support the development of the internal audit plan to ensure the plan is responsive to heightened risks and aligned to the Credit Union’s risk appetite and strategic objectives.

Effectively track the progress of audits/projects, which includes the monitoring of key milestones against audit timeline, coverage of scope areas, and appropriate communication/follow up to maintain awareness of work progress.

Build effective working relationships with stakeholders to facilitate transparency and help drive control improvements. This includes validating factual accuracy of findings, clearly articulating and dimensioning issues, and working with management to ensure proposed action plans address the root cause of issues.

Participate in critical business and technology initiatives to ensure appropriate controls are designed and implemented on a proactive basis. Provide analytical thinking, intuition and decisiveness where necessary to ensure decisions are made in a timely and well-informed manner. Identify opportunities for and perform data analysis.

Inform executive leadership of significant risks or exposures related to internal controls, compliance and/or governance requiring prompt action. Educate and communicate the awareness of changes and/or improvements to policies and procedures whenever necessary.

Lead audit work. Perform financial and operational audits on all functions of the Credit Union to ensure that policies and procedures are being followed consistently in order to safeguard assets, verify accuracy and the reliability of its accounting data, and to promote adherence to the prescribed policies. Document audit work including design and operating effectiveness testing. Assert opinion on area audited as to personnel performance, reliability of accounting and effectiveness of internal controls.

Review internal controls within the Credit Union at appropriate intervals to determine whether they are carrying out their intended functions in accordance with management instructions, policies, and procedures. Periodically review computer reports/programs and recommends changes in existing programs or the implementation of new programs.

Review the means of safeguarding assets and, as appropriate, verify the existence of such assets.

Evaluate and identify key areas of risk and conduct internal audits in accordance with the established practices and standards.

Complete audits according to approved audit procedures and scope. Maintain workpapers sufficient to support findings, conclusions, and recommendations.

Prepare and submit audit summary reports detailing findings and any recommended corrective measures to the Supervisory Committee and Senior Management and present these reports at meetings upon request. Perform issue validation audit work to validate the issues have been appropriately addressed in a sustainable manner.

Serve as a liaison between regulatory examiners, outside auditors, Credit Union staff members, the Supervisory Committee, and the Board of Directors. Assist in preparing for external audits and regulatory examinations, coordinate audit and examination efforts and provide responses to such. Participate in response to exam and audit concerns and oversee corrective action of all related deficiencies and/or violations.

Track and report on issues or recommendations from external auditors, regulators, and examiners to appropriate management.

Travel to branch offices as required. Attend branch or department meetings for instructional purposes on topics or procedures as needed.

Continue professional development through training and participation in professional organizations.

Perform any additional duties as assigned.

KNOWLEDGE, SKILLS, and ABILITIES
Broad knowledge of Credit Union operating areas, functions, products and services and the law and regulations which apply. Understanding of financial reporting requirements and banking processes.

Knowledge of loan standards and sufficient understanding to analyze the quality of loan decisions and related documentation.

Ability to perform job functions independently or with limited supervision and work effectively either on own or as part of a team.

Ability to deal calmly and professionally with diverse personalities and cultures at various levels within and outside of the organization. Ability to effectively present information and respond to questions from members, management, public groups, and/or boards of directors.

Knowledge of word processing, spreadsheet, database, email software and use of the Internet. Must be proficient in Microsoft Office programs including Word, Excel, and Office. Ability to express information and thoughts clearly and concisely in both written and verbal form.

Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Ability to read, analyze, and interpret the most complex documents.

Ability to read and carry out various written instructions and follow oral instructions. Speak clearly and deliver information in a logical and understandable sequence.

Ability to demonstrate high levels of accuracy and attention to detail.

Ability to communicate with others inside and/or outside the organization, generally regarding routine matters for the purpose of giving and obtaining information, as well as advising or referring.

Ability to establish priorities, set goals and meet deadlines in an accurate and efficient manner. Ability to effectively handle multiple, simultaneous, and changing priorities.

Ability to exercise courtesy, tact, and diplomacy. Ability to demonstrate highest levels of customer service and discretion when dealing with the public.

RESPONSIBILITIES & EXPECTATIONS
Demonstrate and consistently follow Valley's Cultural Beliefs:

• Own It – accountable for work / achieving goals
• Know It – knowledgeable of products and services to help members
• Find a Way to Say YES – focus on what we can do
• Come Together – work well with others / share knowledge
• Community Servers – positive ambassador
• Relationship Matters – develop and maintain positive relationships.

Know and understand the mission and vision of the Credit Union. Strictly adhere to the Credit Union's policy of confidentiality, security, professional conduct, and dress.

Maintain a professional image when working with members and coworkers.

Maintain current knowledge of all rules and regulations and perform at all times in compliance with laws and regulations relating to the position and Credit Union.

Develop a thorough knowledge of Valley’s products and services in order to explain and promote them to members and nonmembers based on their needs.

Maintain absolute integrity and high sense of ethical behavior, both on and off the job.

Serve as a representative of the Credit Union by participating in community and civic functions and professional organizations.

QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

SUPERVISORY RESPONSIBILITIES
This position does not have any supervisory responsibilities.

EDUCATION and/or EXPERIENCE
Bachelor's degree (BA/BS) in business administration, accounting, finance or related field from four-year college or university; three to five years related experience and/or training; or equivalent combination of education and experience.

Previous financial experience, Certified Credit Union Internal Auditor (CCUIA), Certified Internal Auditor (CIA), or Certified Public Accountant (CPA certification preferred.

PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

While performing the duties of this job, the employee is regularly required to sit and/or stand; climb or balance; and stoop, kneel, crouch or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus. Able to routinely perform work on computer for an average of 6-8 hours per day, as necessary.