Commercial Underwriting Portfolio Manager - UT or ID (In Office)

At Zions Bancorporation, people and culture are at the heart of everything we do. We live by the motto of “everyone counts” and recognize the diverse values and experiences each employee brings to our team. We grow when our employees are supported and thrive. Let us help you transform your career.

We're looking for an Underwriting Portfolio Manager to join our Commercial Lending Services team in Utah or Idaho.  This is an in-office position.  The successful candidate will have the skills and experience necessary to meet the following responsibilities and qualifications.

Responsibilities:

·         Responsible for preparing credit presentations for new and renewal loan requests, analyzing and spreading financial statements, addressing industry risks, collateral requirements, loan structuring and pricing, credit analysis, and monitoring credit performance.

·         Managing of covenants, credit risk grades, past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, various reports, etc.

·         Serves as a secondary point of contact for client relationships.

·         Responsible for helping expand, build and maintain client relationships, providing the highest level of customer service.

·         Perform other duties as required.

 Qualifications:

·         Typically requires a bachelor’s degree in Business, Finance or a related field and 2 years’ experience with commercial or corporate loans, spreading financial statements, or other directly related experience.

·         An equivalent combination of education and experience may meet qualifications.

·         Local candidates strongly preferred.  

·         Knowledge of commercial C&I or corporate loans, credit and/or related lending processes and procedures is required.

·         Knowledge of credit analysis, spreading and analyzing financial statements, credit scoring, documentation, etc.

·         Good oral and written communication skills internally and externally to assist with creating the loan presentations and with seeking approval of loan requests.

·         Analytical skills needed for lease approvals, credit analysis and underwriting. Good organizational and problem resolution skills.

·         PC skills required. Other duties as assigned

Benefits: 

·         Medical, Dental and Vision Insurance - START DAY ONE! 

·         Life and Disability Insurance, Paid Parental Leave and Adoption Assistance

·         Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts

·         Paid Training, Paid Time Off (PTO) and Paid Federal Holidays

·         401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience

·         Mental health benefits including coaching and therapy sessions

·         Tuition Reimbursement for qualifying employees

·         Employee Ambassador preferred banking products