Deposit Fraud Analyst l

Deposit Fraud Analyst I

Full-Time Regular

Hybrid – Rye, NY

About Us

At USALLIANCE, we pride ourselves on innovation, teamwork, training and development and career planning. We are a unique members-first Credit Union Culture driven by our core Values: Trust, Collaboration, Achievement and Making a Difference. As part of our team, you will have the opportunity to grow both personally and professionally in an inclusive and supportive environment.Represent USALLIANCE in the community and form lasting relationships with our members and partners.

About This Role

The Deposit Fraud Analyst will deliver a range of support services in the areas of risk mitigation, fraud analysis and loss prevention.

Key Responsibilities

• Analyze transactional data to make determinations of irregular activity through understanding of industry norms, and regulatory definitions of suspicious activity.
• Conduct investigations by utilizing the Credit Union’s resources i.e. system software, reports, databases, and system applications to determine if suspect account activity meets the established criteria for investigation of suspicious activity.
• Collect, analyze, and disseminate sensitive information concerning the suspicious activities of groups, businesses, and individuals.
• Partner with Credit Union Management to effect change and promote awareness through the coordination of fraud detection monitoring of system enhancements and statistical trend analysis.
• Assist with identifying and mitigating new account fraud through the KYC management system.
• Support responses for customer relationship management and other fraud service-related requests.
• Examine reports to determine if situations meet the established criteria for investigating suspected fraudulent or problem accounts.
• Prepare detailed fraud alerts and updates to help prevent losses associated with known trends.
• May analyze compromised accounts and determine point of compromise, other commonalities among victims and their accounts.
• Assist with the recovery of losses resulting from fraud, theft, and embezzlement.
• Assume additional risk management related responsibilities and special projects as assigned.
  
  

Who You Are

• Minimum of 1 year of related experience in the Financial Services industry.
• Data analysis skills.
• Excellent written and verbal communication skills.
• Ability to work both independently and with team members across lines of business.
• Familiar with banking laws and regulations.
• Thorough knowledge of Bank Secrecy Act, USA Patriot Act, etc.
• Associate or bachelor’s degree is preferred.
  
  

What We Offer

• Competitive salary and benefits package
• Opportunities for professional development and career growth with exposure to mentorship from the executive team.
• Hybrid Schedule (min 3 days in office to maximize collaboration)
• A collaborative and inclusive work environment
• Paid Time Off, Wellness Time & Paid Federal holidays
• 401K with 6% match
• High Performance Culture that specializes in training to sharpen and expand skills brought to USALLIANCE.
  
  

Become a part of a team where your ideas are valued, your growth is supported, and your work makes a difference. Apply today and take the next step in your career with USALLIANCE.

EQUAL OPPORTUNITY EMPLOYER

USALLIANCE Federal Credit Union, as an Equal Opportunity Employer, values and supports the diverse cultures, perspectives, skills, and experiences within our workforce.

This job description is for informational purposes only and should not be construed as a complete listing of the job responsibilities and requirements. This job description may be modified at any time, for any reason, at the sole discretion of management.

At this time, USAlliance Federal Credit Union will not sponsor a new applicant for employment authorization or offer any immigration related support for this position (i.e., H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, or another type of work authorization).

If you need sponsorship now or in the future, look for this statement in the job description before you apply: “USAlliance Federal Credit Union will consider sponsoring a new, qualified applicant for employment authorization for this position”. If this is not listed in the job description, USAlliance Federal Credit Union will not provide sponsorship for the candidate to work in the United States.

It is unlawful for USAlliance to require or administer a lie detector test as a condition of employment or continued employment. In accordance with applicable state laws, an employer who violates this law shall be subject to criminal penalties and civil liability.

In the spirit of pay transparency, we are excited to share the base hourly range for this position is $26.78 - 33.48, exclusive of fringe benefits or potential incentives. This position is also eligible for an annual corporate bonus. If you are hired at USALLIANCE Federal Credit Union, your final base salary compensation will be determined based on factors such as skills, education, and/or experience. In addition to those factors, we believe in the importance of pay equity and consider the internal equity of our current team members as a part is any final offer. Please keep in mind that the range mentioned above is the full base salary for the role. Hiring at the maximum of the range would not be typical to allow for future and continued salary growth. We also offer a generous compensation and benefits package.

All positions must adhere to standard BSA/AML policies, procedures, and processes. Employees must demonstrate awareness of business functions and how business decisions affect financial and/or non-financial work results.