Secondary Marketing Analyst

Who We Are

At DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mortgage lender enables us to provide. Since 2001, we have been recognized as a top-choice residential lender in the St. Louis metropolitan area by the St. Louis Business Journal. Our ongoing success is driven by our strategy to deliver our clients a level of service unrivaled in the mortgage industry. We recognize that people are our competitive advantage, which is why we put so much emphasis ensuring that DAS Acquisition Company, LLC. is a great place to work!

What You'll Do

The Secondary Marketing Analyst is responsible for daily loan pricing, execution of lock requests and inquiries, and following company procedures and pricing policies.

Responsibilities

• 
  Process lock requests and lock changes, including pricing scenarios, extensions, renegotiations, and dual

compensation structures.

• Manage and approve renegotiations to ensure adherence to internal policy and profitability guidelines.
• Create and maintain daily pricing scenarios, investor grids, and specialized pricing (e.g., RVPS, Jumbo, TPO

borrower-paid).

• Monitor and distribute rate sheets and executive-level pricing templates for internal teams.
• Perform detailed pipeline scrubbing to ensure pricing accuracy, eligibility, and sale-readiness.
• Execute Best Execution analysis to determine optimal sale strategy across multiple investors.
• Oversee post-close reship activity and coordinate with operations to ensure investor delivery.
• Maintain and operate the Forward Commitment Desk, ensuring efficient use of commitments and delivery

strategies.

• Perform daily lock reconciliation and trade reconciliation to ensure alignment between pipeline and hedge

positions.

• Monitor hedge performance, evaluate coverage strategies, and support daily position management.
• Collaborate on monthly accounting and gain-on-sale reporting, working closely with Finance and Accounting

teams.

• Review and resolve Mavent fail reports to ensure salability and compliance with investor guidelines.
• Manage system access, onboarding, and login credentials for pricing and secondary systems.
• Utilize Encompass for loan designation, exclusion automation, and system-based integration for lock and delivery

accuracy.

• Support Optimal Blue usage for lock desk operations, pricing input, and investor reference guidelines.
• Create, review, and analyze regular and ad hoc reports on lock volume, pull-through, pricing accuracy, and investor

performance.

* Support TPO channel pricing, including borrower-paid compensation structures and investor-specific adjustments. * * Continuously collaborate with internal stakeholders, including Accounting Finance, Shipping, Closing, Post-Closing,

Disclosures, and Legal/Compliance teams, to improve processes and reporting across the secondary workflow

• Accounting, Finance or Economics degree from four-year college or university preferred, or equivalent combination of education and experience
• Minimum Two (2 ) years of related capital markets, secondary marketing, mortgage banking/lending industry experience and/or training
• Advanced knowledge of Microsoft Excel, Encompass, Product and Pricing System Database software, and various investor websites
• Clear understanding of current CFPB and RESPA laws and guidelines
• Proficiency with Optimal Blue (or comparable pricing engine) and Encompass; knowledge of Secondary Best-Efforts and Mandatory Secondary Mortgage practices.
• High attention to market changes; solid understanding of lock desk operations, investor pricing models, compliance
• Familiar with Conventional, FHA, and VA mortgage products.
• Strong multitasking capabilities, time management skills, organizational skills, and ability to prioritize workflow effectively
• Ability to work in a fast-paced, high-volume environment managing competing priorities and deadlines.