What are the responsibilities and job description for the Credit Risk Analyst position at US Tech Solutions?
What we’re looking for:
- Client is looking for a detail-oriented and data-driven Credit Risk Analyst to join our Credit Risk team.
- This role is responsible for producing insightful reports, dashboards, and analytics that support credit risk monitoring, strategy evaluation, and regulatory compliance.
- The ideal candidate will have strong technical skills, a solid understanding of credit risk concepts, and the ability to translate data into actionable insights.
What you’ll be doing:
- Develop and maintain recurring and ad-hoc credit risk reports and dashboards
- Conduct in-depth credit risk analysis across the credit lifecycle
- Monitor key risk indicators (KRIs) and identify emerging trends
- Streamline and automate reporting processes
- Document reporting methodologies and maintain data dictionaries and process guides.
- Support regulatory and audit reporting requirements with accurate and timely data
- Collaborate with cross-functional teams to enhance risk frameworks and improve data quality
Qualifications/ What you bring (Must Haves) – Highlight Top 3-5 skills
- Bachelor’s degree or higher in Analytics, Statistics, Finance, Accounting, Math, Computer Science, Economics, Engineering or similar analytical/STEM field
- 1-2 years’ experience in analytical roles
- Demonstrated experience in SQL or Python (this will be tested during interviews)
- Experience with data visualization tools like Tableau and Power BI
- Problem-solving skills with strengths in Data Acquisition, Manipulation, Cleaning, Analysis and Presentation of Results
- Ability to interpret complex data, identify trends, and evaluate potential risks
- Proficiency in Microsoft Office (Word, Excel, PowerPoint)
- Basic understanding of credit risk concepts
Added bonus if you have (Preferred):
- Master’s degree in an analytical field
- Auto Finance or Banking experience
- Certification in Tableau or Power BI
Salary : $40 - $45