What are the responsibilities and job description for the Relationship Manager II position at Univest?
Overview
Join Univest in the Capital Region and bring your commercial banking expertise to a role where relationships drive results. We’re looking for a motivated Relationship Manager who can grow client partnerships, uncover new opportunities, and deliver financial solutions that make a meaningful impact in the communities we serve.
Responsibilities
Relationship management of a commercial portfolio, including the formulation and implementation of a plan for portfolio growth.
Manage loan referrals up to $1MM that come for various dept. throughout the bank.
Responsible for developing new prospect and obtaining new clients for Univest.
Establish and negotiate within loan policy and procedure the terms under which credit will be extended to qualified customers including interest rate, repayment method, and collateral requirements.
Originate loans and utilize the scoring model inside of nCino for underwriting and approval.
Responsible for compliance with laws and regulations that apply to the position, including the Univest Code of Conduct.
Qualifications
Bachelor’s degree with a minimum of 5 years of banking experience.
Customer-focused with strong knowledge of credit, banking, and investment products and processes. 5-8 years’ experience preferred.
Ability to manage risk within Portfolio, including loan grading.
Strong knowledge of commercial lending practices, compliance issues, credit scoring/ underwriting skills.
Strong business analysis, planning, critical thinking, organizational and problem-solving skills.
Ability to handle most problem/exceptions in an independent manner.
Goal-oriented individual with strong leadership and interpersonal and communication skills.
PC experience, specifically in Excel, Word, Salesforce, nCino and Outlook.
Click here for Benefit Information
#Univest
An Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.
Join Univest in the Capital Region and bring your commercial banking expertise to a role where relationships drive results. We’re looking for a motivated Relationship Manager who can grow client partnerships, uncover new opportunities, and deliver financial solutions that make a meaningful impact in the communities we serve.
Responsibilities
Relationship management of a commercial portfolio, including the formulation and implementation of a plan for portfolio growth.
Manage loan referrals up to $1MM that come for various dept. throughout the bank.
Responsible for developing new prospect and obtaining new clients for Univest.
Establish and negotiate within loan policy and procedure the terms under which credit will be extended to qualified customers including interest rate, repayment method, and collateral requirements.
Originate loans and utilize the scoring model inside of nCino for underwriting and approval.
Responsible for compliance with laws and regulations that apply to the position, including the Univest Code of Conduct.
Qualifications
Bachelor’s degree with a minimum of 5 years of banking experience.
Customer-focused with strong knowledge of credit, banking, and investment products and processes. 5-8 years’ experience preferred.
Ability to manage risk within Portfolio, including loan grading.
Strong knowledge of commercial lending practices, compliance issues, credit scoring/ underwriting skills.
Strong business analysis, planning, critical thinking, organizational and problem-solving skills.
Ability to handle most problem/exceptions in an independent manner.
Goal-oriented individual with strong leadership and interpersonal and communication skills.
PC experience, specifically in Excel, Word, Salesforce, nCino and Outlook.
Click here for Benefit Information
#Univest
An Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.