Consumer Loan Underwriter

University Credit Union is hiring a Consumer Loan Underwriter! UCU is looking for someone who brings strong decision making skills, curiosity, and a thoughtful approach to lending while keeping members at the heart of every decision. If you enjoy analyzing details, weighing risk, and finding responsible ways to say yes, this role is for you.

The successful candidate will evaluate loan applications, approve loans within their authority, and partner with their supervisor on more complex decisions, all while structuring loans to support both member success and organizational goals. They will also look for additional lending opportunities by analyzing credit reports and identifying ways to better meet member needs. With strong communication skills, comfort with technology, and the ability to stay organized in a fast paced environment, they will play a key role in delivering consistent decisions and a great member experience from start to finish.

Prior loan approval authority is desired, along with experience in consumer lending and a solid understanding of credit risk.

Sound like your dream job? Let’s talk!

UCU provides unique financial solutions with five branch locations, a loan operations center, and four campus branches spread across the state of Maine. We have been in business since 1967 a multi year recipient of Best Places to Work in Maine! 

We would love to have you join our UCU family and hope that we can begin a partnership soon!

UCU offers a competitive benefits package that supports an individual’s needs for today and into the future, including affordable health insurance coverage, dental, short and long term disability insurance, paid parental leave, tuition reimbursement, paid volunteer time and a rich 401k savings plan program with employer contributions. Employees also receive share certificate rate lifts and loan discounts, along with unique benefits that we would love to share with you!

Why are you still reading? Apply now before the position is filled!