What are the responsibilities and job description for the Underwriting Consultant - Telecommute position at UnitedHealth Group?
UnitedHealthcare is a company that''s on the rise. We''re expanding in multiple directions, across borders and, most of all, in the way we think. Here, innovation isn''t about another gadget, it''s about transforming the health care industry. Ready to make a difference? Make yourself at home with us and start doing your life''s best work.(sm) The Underwriting Consultant will analyze health benefit plan characteristics and assess risks as to frequency and potential severity of losses of clients. This individual will analyze health benefit plan characteristics and assess risks as to frequency and potential severity of losses of clients. Will utilize established underwriting criteria and policies to provide proper rating methodologies. Will build and maintain models to assist in the economic analysis of market alternatives. The Underwriting Consultant will evaluate and recommend alternative pricing options and plan design changes based on economic analysis and trends. This individual will also prepare financial modeling for reserve calculation, budget calculation, and other ongoing reviews that directly aligns with client strategies. They will validate renewals and request for proposals for accuracy including utilization & experience reporting. The position is on the Self-Funded Renewal Underwriting Team supporting the West Region. This individual will process renewals for an assigned book of business and perform year-end financial accounting for Self-Funded customers. Duties also include pricing of stop loss, pharmacy financials, and another project work as assigned. You''ll enjoy the flexibility to telecommute* from anywhere within the U.S. as you take on some tough challenges. You''ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: Bachelor''s degree in Math, Finance, Business or related degree 3 years of experience in healthcare underwriting for any variety of products: PPO, HMO, self-funded, ASO/fully-insured, group or individual 1 years of experience with Risk Management Intermediate level of proficiency with MS Office suite (including Word, Excel and PowerPoint) Preferred Qualifications: 5 years of experience in healthcare underwriting for any variety of products: PPO, HMO, self-funded, ASO/fully insured, group or individual Excellent communication skills, both orally and in writing To protect the health and safety of our workforce, patients and communities we serve, UnitedHealth Group and its affiliate companies require all employees to disclose COVID-19 vaccination status prior to beginning employment. In addition, some roles and locations require full COVID-19 vaccination, including boosters, as an essential job function. UnitedHealth Group adheres to all federal, state and local COVID-19 vaccination regulations as well as all client COVID-19 vaccination requirements and will obtain the necessary information from candidates prior to employment to ensure compliance. Candidates must be able to perform all essential job functions with or without reasonable accommodation. Failure to meet the vaccination requirement may result in rescission of an employment offer or termination of employment Careers at UnitedHealthcare Employer & Individual. We all want to make a difference with the work we do. Sometimes we''re presented with an opportunity to make a difference on a scale we couldn''t imagine. Here, you get that opportunity every day. As a member of one of our elite teams, you''ll provide the ideas and solutions that help nearly 25 million customers live healthier lives. You''ll help write the next chapter in the history of health care. And you''ll find a wealth of open doors and career paths that will take you as far as you want to go. Go further. This is your life''s best work.(sm) Colorado, Connecticut or Nevada Residents Only: The salary range for Colorado residents is $66,100 to $118,300. The salary range for Connecticut / Nevada residents is $72,800 to $129,900. Pay is based on several factors including but not limited to education, work experience, certifications, etc. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you''ll find a far-reaching choice of benefits and incentives. *All Telecommuters will be required to adhere to UnitedHealth Group''s Telecommuter Policy Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law. UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.