Manager - Credit, BRS

BRS is seeking a detail-oriented and proactive professional to join our team as Credit Manager. In this role, the top priority will be reviewing customer financial information, assessing credit risk, and supporting sound credit decisions that protect the company while enabling profitable sales growth. The ideal candidate will bring strong financial analysis capabilities, sound judgment, and the ability to work closely with Commercial, Treasury, FP&A, and customer contacts to evaluate creditworthiness, recommend credit lines and terms, and monitor ongoing risk exposure. This position will also support the effective management of the Accounts Receivable portfolio for domestic and international customers, which could include cash forecasting. The Credit Manager will report to the Senior Manager – BRS Credit. Responsibilities include, but are not limited to:
Key Responsibilities

• Review and analyze customer financial statements, interim financials, borrowing base data, trade and bank references, and other relevant information to assess credit risk
• Evaluate customer liquidity, leverage, profitability, cash flow, and payment performance to support credit decisions
• Recommend credit limits, payment terms, and risk mitigation strategies based on financial analysis and business considerations
• Monitor existing accounts for changes in financial condition, payment trends, and industry developments; escalate concerns as appropriate
• Partner with Commercial teams to onboard new customers, resolve credit issues, and support growth while maintaining disciplined risk management
• Support management of the accounts receivable portfolio, including collections follow-up and coordination with internal stakeholders
• Investigate and resolve discrepancies and deductions through collaboration with internal stakeholders
• Assist Cash & Banking functions as needed for BRS/BR2 accounts
• Participate in process improvement initiatives, system enhancements, and credit-related reporting and forecasting

Qualifications:

• Bachelor’s degree in business administration, or equivalent experience, with a concentration in Accounting or Finance is a plus.
• 10 years’ experience in industrial trade credit.
• Strong analytical skills and financial analysis background.
• Excellent communication skills (written, oral and presentation).
• Ability to work well with internal and external customers.

Proficiency in Microsoft Office Suite (Excel, WORD, Power Point). Experience with ERP systems (Oracle, Great Plains, etc.) and reporting tools (Oracle Analytics Cloud, Power BI) is preferred.