What are the responsibilities and job description for the Branch Manager-Retail Banking Officer position at United Republic Bank?
Position Summary
The Branch Manager – Retail Banking Officer oversees daily branch operations, ensures exceptional customer service, and drives sales and profitability. This role leads a team of banking professionals, promoting a culture of performance, community involvement, collaboration, and growth.
Essential Duties & Responsibilities
Leadership & Staff Development
· Lead, motivate, and develop branch staff to achieve sales goals and deliver superior customer service.
· Conduct coaching, performance evaluations, and ongoing training.
· Partner with the SVP Operations on hiring, placement, development, promotion, and termination decisions.
Customer Service & Relationship Management
· Build and maintain strong customer relationships through both inbound service and proactive outbound activities.
· Resolve customer inquiries promptly to ensure satisfaction and retention.
· Conduct quality conversations to identify customer needs and align customers with appropriate financial solutions.
· Utilize systems to document interactions, track activities, and support relationship growth.
Business Development and Community Engagement
· Develop and execute strategies to promote branch services and products.
· Identify opportunities for cross‑selling and upselling banking solutions.
· Open and service consumer and business deposit and lending accounts and additional products.
· Foster growth across lines of business through collaboration and referrals.
· Monitor branch performance metrics including growth targets, expenses, and profitability.
· Prepare and analyze reports to support decision‑making and continuous improvement.
· Represent the bank at community events and engage with local organizations to strengthen local presence.
· Participate in volunteer activities and support coordinated efforts to foster a unified community presence.
Operations & Compliance
· Ensure efficient daily branch operations in alignment with bank and regulatory policies, and established procedures.
· Perform all duties within the branch, such as teller transactions and new account opening processes.
· Support and uphold cash management, branch security, and compliance protocols.
· Maintain operational efficiency and quality standards.
· Complete all required annual or job‑specific training within stated timelines.
Qualifications
· Bachelor’s degree in business administration, Finance, or related field; or equivalent professional experience.
· Minimum 4 years of banking experience; supervisory or management responsibilities preferred.
· Knowledge of bank regulations, operations, products, and services.
· Proven record of achieving sales goals and driving business growth.
· Excellent leadership and people skills with a focus on team development and customer service.
· Strong analytical and problem‑solving abilities.
Knowledge, Skills & Abilities
· Professional, patient, and committed to delivering positive customer experiences.
· Exceptional oral, written, and interpersonal communication skills.
· Excellent organizational and time‑management abilities.
· Skilled in building trust and conducting quality conversations to identify customer needs.
· Ability to recommend appropriate financial solutions across banking lines.
· Comprehensive understanding of regulatory and compliance policies.
Licenses & Certifications
· Valid driver’s license (reliable transportation required).
· Notary certification preferred or willingness to obtain
Physical Demands & Work Environment
The physical demands and work environment are representative of those required to perform the essential functions of the job. Reasonable accommodation may be provided for individuals with disabilities.
This role is office first, requiring regular, dependable, and predictable attendance with local travel required, based on business need.
Pay: $75,000.00 - $85,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Flexible spending account
- Health insurance
- Paid time off
- Vision insurance
Work Location: In person
Salary : $75,000 - $85,000