Manager or Sr. Manager, Risk & Insurance

United Properties has been creating deep roots in the commercial real estate industry for more than 110 years. The company imagines new possibilities in real estate to help strengthen communities and create lasting legacies. United Properties provides market expertise for ground-up development, redevelopment, acquisitions of value-add and stable investments, and comprehensive asset management across its commercial and senior living portfolios. The company invests in and develops office, industrial, retail, mixed-use, and senior living properties. United Properties is owned by the Pohlad Companies and is headquartered in Minneapolis, with offices in Denver and Austin.

Here you will find work that helps you grow personally and make a positive impact on the surrounding community. Our visionary projects transform skylines and change life at street level for the better, while creating jobs and unique places for people to work and live.

We offer a cutting-edge benefits program that includes 401(k) & matching, medical, dental, & vision insurance; disability & life insurance; flexible PTO; paid holidays & extended holiday schedule; parental leave; and tuition reimbursement. United Properties offers market-competitive pay, based upon the candidate's skills, experience, qualifications, and internal equity. Our starting rate of pay for this salaried position is targeted at $120,000 to $140,000. This position is eligible for an annual short-term incentive bonus and a competitive benefits package.

United Properties is an equal opportunity employer, and we value individuals with a variety of backgrounds and experiences. We do not discriminate on the basis of race, color, religion, sex, national origin, or any other status protected by applicable law. If selected for an interview, please advise our Human Resources department if you require accommodation during the interview or assessment process, and we will support your accessibility needs.

Position Purpose

This position serves as the in‑house risk and insurance resource for United Properties, with day-to-day responsibility for insurance matters across the company's development, joint venture, owned, and managed portfolio.

Reporting to the SVP & General Counsel, the role combines hands‑on execution with judgment. This role serves as United Properties' primary point of contact with insurance brokers and carriers, directing broker engagement, insurance strategy, and placement activity in alignment with the company's risk objectives.

The role may be filled at the Manager or Senior Manager level, depending on experience.

Key Accountabilities

Contract Risk Review & Legal Support

• Support the SVP & General Counsel and Director of Legal Operations & Senior Paralegal by reviewing insurance, indemnification, and risk transfer provisions in key agreements, including:
• General contractor and construction‑related contracts
• Architectural, civil engineering, and professional services agreements, vendor agreements, and third‑party service contracts.
• Leases

Development & Project Insurance

• Lead insurance placement for development and construction projects, including builders' risk, general liability, OCIP/CCIP, OCP, CPL, PLL, professional liability, and project‑specific coverages.
• Partner with developers, brokers, lenders, and joint‑venture partners to evaluate project risks and recommend appropriate structures, limits, and retentions.
• Coordinate with development and construction management on underwriting submissions, site visits, responses to subjectives, and coverage transitions from construction to permanent operations.
• Facilitate procurement of surety bonds through broker as required for development projects.

Portfolio & Corporate Insurance

• Oversee the annual corporate insurance renewal process, including property, general liability, umbrella/excess, auto, workers' compensation, executive risk (D&O, EPL, fiduciary), crime, E&O, and specialty coverages.
• Maintain schedules of values, asset additions and dispositions, and underwriting data across the portfolio.
• Monitor portfolio changes to ensure ongoing alignment between risk exposure and insurance coverage.
• Act as key point person for insurance requests originating from lenders and partners.

Claims Management

• Oversee standard insurance claims from initial reporting through resolution.
• Coordinate with brokers, adjusters, asset managers, assigned counsel and property managers to ensure timely communication and resolution.
• Analyze claims trends to inform renewal strategy and risk mitigation efforts.

Loss Control & Risk Engineering

• Coordinate loss control, risk engineering, and insurance inspection visits across development projects and operating assets.
• Track recommendations, advocate on behalf of the business with risk engineers and support follow‑through with developers, asset managers, and property managers.
• Incorporate loss control findings into broader risk strategy and renewal discussions.

Insurance Compliance & Risk Ownership

• Own and administer a definitive major contracts (including property management agreements, design contracts, construction contracts) certificate of insurance compliance program across development projects and operating assets, partnering closely with Property Management as a key execution stakeholder.
• Oversee insurance‑related invoicing, allocations, credits, and internal reporting in collaboration with Accounting.

Required Knowledge, Skills & Abilities

Deep knowledge of commercial real estate risk management and insurance programs spanning development, construction, ownership, and operations.

• Ability to balance detailed execution with strategic judgment in a fast‑paced, multi‑project environment.
• Strong contract review and risk transfer skills, with the ability to translate complex insurance concepts into practical guidance.
• Demonstrated ability to partner effectively with Legal, Development, Asset Management, Property Management, and external advisors.
• Excellent organizational, communication, and stakeholder management skills.
• High degree of integrity, discretion, and sound judgment.
• Forward-thinking use of technology to improve processes.

Education and Experience (minimum qualifications)

• Bachelor's degree preferred.
• 5-10 years of progressive experience in risk management and insurance within commercial real estate, development, construction, or a related industry.

Work Environment

The employee will work primarily in an office environment while performing the duties of this job. The noise level in the work environment is usually moderate.

Physical Demands

The employee may be prone to sitting for lengthy periods of time while performing the duties of this job. The employee is regularly required to talk or hear. The employee is frequently required to move around; use hands to finger, handle, or feel; and reach with hands and arms. The employee is occasionally required to hear objects, tools, or controls, and to lift and/or move up to 10 lbs. Specific vision abilities required by the job include close vision.