What are the responsibilities and job description for the Mortgage Loan Originator position at United Mortgage?
Company Description United Mortgage is a mortgage company focused on providing clients with customized home financing solutions. The organization specializes in guiding borrowers through the loan process with clarity, transparency, and a strong commitment to responsible lending. United Mortgage values collaboration, integrity, and consistent communication to support both clients and team members. Team members work in a results-oriented environment with opportunities to build lasting relationships with real estate partners and borrowers. The company promotes professional growth and supports the use of modern tools and technology to deliver efficient mortgage services.
Role Description This is a full-time remote role for a Mortgage Loan Originator at United Mortgage. The Mortgage Loan Originator will work directly with prospective borrowers to understand their financial goals, collect and analyze financial documentation, and recommend appropriate mortgage products. Daily responsibilities include managing a pipeline of loan applications, pre-qualifying and pre-approving borrowers, and coordinating with underwriting, processing, and closing teams to move loans efficiently from application to funding. The person in this role will communicate frequently with clients, real estate agents, and other partners to provide status updates, clarify requirements, and address questions in a clear and compliant manner. Additional tasks include maintaining accurate records in the loan origination system(Arrive), staying current on mortgage guidelines and regulations, and meeting established production and quality targets while upholding all applicable federal, state, and company policies.
Qualifications
- Demonstrated experience in Loan Origination and Mortgage Lending, including managing a pipeline from application to closing.
- Solid understanding of Underwriting principles and requirements, with the ability to prepare clean, complete files for review.
- Knowledge of Loans and Finance, including debt-to-income analysis, credit review, and basic income and asset calculations.
- Strong client relationship skills, including clear communication, consultative selling, and the ability to explain complex mortgage concepts in simple terms.
- Proficiency with loan origination software and common office tools; ability to work effectively in a fully remote, technology-enabled environment.
- Proven ability to manage time, prioritize tasks, and meet deadlines in a high-volume setting while maintaining attention to detail and compliance.
- Relevant state mortgage loan originator license(s) and active NMLS registration, or eligibility to obtain them as required by applicable regulations.
- Previous experience in residential mortgage lending or a related financial services role is a plus; familiarity with conventional and government loan programs is beneficial.
- High school diploma or equivalent required; additional education in finance, business, or a related field is an advantage.