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Mortgage Loan Officer - Hourly + Commission pay

United Mortgage Lending
Troy, MI Full Time
POSTED ON 8/25/2026
AVAILABLE BEFORE 12/22/2026

Location: Troy, MI (In-office)

Earning Potential: $450,000 per year

United Mortgage Lending (UML) is a Top 5 mortgage brokerage in the nation and a proud partner of United Wholesale Mortgage (UWM), the country’s largest wholesale lender.

Our close alignment with UWM gives our Mortgage Loan Officers access to highly competitive products, streamlined underwriting, and the operational horsepower needed to close loans at scale.

At UML, we eliminate the biggest frustration in sales chasing dead leads. We provide hot inbound leads, live transfers, and daily credit triggers so you can focus on what you do best: closing deals and maximizing your income.

We are a high-performing, fast-paced team closing loans in under 14 days on average. With cutting-edge technology, full processing support, and a nonstop pipeline, you’ll have everything you need to produce at a high level.

Why You’ll Love It Here:

  • Hourly pay uncapped commission (six-figure potential)
  • Hot leads & live transfers no endless cold calling
  • Close loans fast with a 14-day average turn time
  • Health, dental, vision, and 401(k) with 4% match
  • Fun, fast-paced, high-energy culture

What You’ll Do:

  • Convert live inbound leads into closed loans
  • Guide clients through refinance, equity loans, and purchases
  • Verify credit, income, and documents with processing support
  • Build strong client relationships and crush sales goals

What You Need:

  • Active NMLS Mortgage Originator License (SAFE exam passed)
  • 1 year of mortgage experience (preferred, not required if you can close)
  • Confidence handling live transfers & a high-volume pipeline
  • Driven, competitive, and ready to win

Work Location: In-person (Troy, MI). Must commute or relocate before start.

Ready to earn $450K with endless high-quality leads? Apply today and let’s close deals together!

Job Type: Full-time

Benefits:

  • 401(k) 4% Match
  • Dental insurance
  • Health insurance
  • Referral program
  • Vision insurance

Job Type: Full-time

Pay: $100,000.00 - $450,000.00 per year

Benefits:

  • 401(k) 4% Match
  • Dental insurance
  • Health insurance
  • Referral program
  • Vision insurance

Ability to Commute:

  • Troy, MI 48084 (Required)

Ability to Relocate:

  • Troy, MI 48084: Relocate before starting work (Required)

Work Location: In person

Salary : $100,000 - $450,000

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