What are the responsibilities and job description for the Commercial Underwriter II position at United Business Bank?
United Business Bank is looking for a Commercial Underwriter II for our Irvine Office.
We have other levels within the Underwriter position currently open. All candidates are encouraged to apply and depending on prior experience the position could be an Underwriter I, II, or III.
POSITION PURPOSE
The Underwriter II (U/W II) is a mid-level underwriter who, along with the other credit support staff, will work closely with the Credit Administrator and the Director of Credit Administration to evaluate loan applications, complete credit analysis, monitor loan disbursements and compliance with loan terms, set up systems, products and services associated with the lending functions of United Business Bank. In this position, you will complete financial analysis and develop credit presentations for new loans, renewals, annual reviews and covenant monitoring. This position will interact with clients to discuss credit requests and obtain and evaluate appropriate information relative to the request. This position may assist the Relationship Manager in determining loan structure, and may make credit presentations to the loan committee in the absence of the Relationship Manager. This position will also assist in documenting loans, monitoring disbursements and following up for required documentation. In addition, you will have other duties relating to credit administration as will be defined over time. They also assist the Credit Administrator with other duties as assigned.
QUALIFICATIONS
Education/Certification: Bachelors Degree in Math, Business or related field, required.
Required Knowledge: Knowledge of banking and lending operations and procedures, as well as, the various regulations and standard banking practices.
Experience Required: Minimum of 5 years experience in the lending area of a financial institution working in a Credit Analyst or Underwriter role.
Hiring Salary Range: $100,000 to $115,000.
About us...
We are a publicly traded Regional Bank with over $2.5B in assets and 34 offices in 5 states.
We have an entrepreneurial spirit and focus on the community by specializing in small to medium sized business clients. Our single point of contact model delivers outstanding customer service. United Business Bank's comprehensive benefit package includes medical, dental, vision, 401K, long and short term disability insurance, flexible spending account, a generous vacation and sick policy.
We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
Salary : $100,000 - $115,000