Community Bank Business Lender

The Community Bank Business Lender represents community banking by providing access to a full suite of banking and lending services tailored to the clients' specific needs. This position will contribute to bank growth and profitability by maintaining and expanding client relationships as a knowledgeable and responsive resource in the markets we serve.

• Manages existing client relationships to retain and expand business. Develops new and existing customer relationships through networking, referrals, and outside calling efforts.
• Collaborates with branch managers and product managers as the primary contact for business banking and lending solutions.
• Manage the flow of loan and deposit requests through the appropriate channels to ensure the credit quality, responsiveness, structure and pricing meeting the needs of the client and United Bank.
• Proactively manages customer relationships by identifying financial needs, delivering solutions to meet the needs, and delivering quality customer service.
• Reviews applicant financial data to evaluate credit worthiness and manages difficult credit situations.
• Negotiates terms and makes decisions on loans within limits or makes recommendations. Monitors outstanding loans to ensure ongoing credit worthiness.
• Represents United Bank through participation in community organizations, boards, and other related leadership activities.
• Work with product partners to analyze, evaluate and develop a tailored relationship strategy for each client or prospect.
• Works to understand the community bank model and the impact United Bank has on small business and markets where we operate.
• Any other duties as assigned by Management.