What are the responsibilities and job description for the Loan Processor position at UBM Capital Corp?
Job Overview
Join our dynamic financial services team as a Loan Processor, where you will play a vital role in ensuring smooth and efficient loan processing operations. In this energetic position, you will handle the review, verification, and preparation of loan documents, facilitating timely approvals and funding. Your expertise will help deliver exceptional service to our clients while maintaining compliance with industry regulations and internal policies. This role offers an exciting opportunity to leverage your knowledge of mortgage lending processes and contribute to a thriving organization committed to excellence.
Duties
- Review loan applications and supporting documentation for completeness and accuracy, ensuring adherence to FNMA (Fannie Mae) guidelines and other regulatory standards
- Prepare, process, and verify loan files, including contracts, disclosures such as TILA (Truth in Lending Act), and escrow documents
- Collaborate with underwriters to facilitate loan approval by providing necessary information and clarifications
- Conduct credit analysis and evaluate borrower financial information to determine loan eligibility
- Ensure compliance with Fair Housing regulations and mortgage servicing policies throughout the loan lifecycle
- Manage the loan origination process from initial application through final approval, maintaining meticulous records using 10-key typing skills and basic math proficiency
- Coordinate with loan officers, escrow officers, and banking partners to ensure seamless processing and timely closing of loans
Skills
- Strong understanding of FNMA guidelines, underwriting procedures, and mortgage servicing practices
- Experience in loan origination processes within the financial services or banking sectors
- Knowledge of TILA regulations, contracts management, and Fair Housing laws
- Proficiency in credit analysis, escrow procedures, and basic math calculations relevant to loan processing
- Excellent organizational skills with attention to detail for document verification and data entry (10-key typing)
- Ability to interpret complex financial information accurately and efficiently
- Familiarity with mortgage-related software systems and banking operations
This position is ideal for candidates with prior loan officer experience or those eager to deepen their expertise in mortgage lending. We value proactive individuals who thrive in fast-paced environments, are committed to compliance standards like TILA and Fair Housing regulations, and possess a passion for delivering outstanding client service. Join us to be part of a team that empowers your professional growth while making a meaningful impact in the financial industry!
Pay: $25.19 - $30.34 per hour
Work Location: In person
Salary : $25 - $30