Community Loan Officer

The Community Loan Officer supports first-time homebuyers through the mortgage process, from pre-approval to closing, for TCHFH Lending, Inc., Twin Cities Habitat for Humanity’s nonprofit lending subsidiary. This role includes loan origination, borrower education, and community outreach. The Loan Officer helps families buying Habitat-built homes or purchasing on the open market and actively builds relationships with clients, realtors, and community partners to promote TCHFH Lending, Inc.

Why Twin Cities Habitat for Humanity? We are a well-established nonprofit organization with a strong reputation for its commitment to affordable housing and community development. By joining our team, you would have the opportunity to contribute to a meaningful cause and make a positive impact on the lives of individuals and families in need. Our Mission: Bring people together to create, preserve, and promote affordable homeownership and advance racial equity in housing. 

What it’s Like to Work Here: We offer a supportive and inclusive work environment. They value diversity and provide equal opportunities for all employees. You would have the chance to work alongside dedicated professionals who share a common goal of creating safe and affordable housing for everyone.

Required Qualifications

Education, credentials, and experience:

• Active Minnesota NMLS Mortgage Loan Originator License (verified at application).
• Minimum 3 years recent mortgage lending experience, including 2 years in loan origination and closing.
• Familiar with standard underwriting, delivery requirements, and lending regulations.

Knowledge, Skills, Abilities and Competencies:

• Mortgage Lending: Provides borrowers with access to financing for real estate transactions while managing risk and ensuring compliance with lending regulations.
• Approachability: Puts others at ease with warmth, graciousness and active listening.
• Intercultural Competence: The ability to function effectively across cultures, to think and act appropriately, and to communicate and work with people from different cultural backgrounds.
• Attention to Detail: Ensures information is complete and accurate and follows up to ensure that agreements and commitments have been fulfilled.
• Collaboration: Works effectively with others, inside and outside the organization to achieve shared goals. 

Preferred Qualifications

Education, credentials, and experience:

• Degree in finance, business, accounting or real estate.  
• Background in residential lending, affordable housing, banking, finance, or accounting.  
• Knowledge of affordable housing down payment assistance programs including local housing grants/subsidies available in market and capability to assist borrowers in accessing affordable housing assistance.

Medical, dental, vision, free primary care home visits & virtual healthcare, pet insurance, 401(k) retirement plan with company match, flexible spending accounts, Health saving accounts, life insurance, short-term and long-term disability, education assistance, paid parental leave, 20 vacation days in the first year, 12 paid sick days, 2 paid volunteer days. See our careers page for more info.

AA/EOE:

Twin Cities Habitat for Humanity affirms its social and legal commitment to promote an atmosphere and environment that recognizes the principle and practice of equal employment opportunity. As such, Twin Cities Habitat for Humanity does not discriminate in employment opportunities or practices on the basis of age, race, color, religion, creed, sex, sexual orientation, gender identity, genetic information, national origin, marital status, status with regard to public assistance, membership in a local human rights commission, or status as a qualified individual with a disability or Vietnam era or other protected veteran. 

Twin Cities Habitat’s policy applies to all terms and conditions of employment. To achieve our goal of equal opportunity, we maintain an affirmative action program through which we take good faith efforts to recruit, hire and advance in employment qualified minorities, women, persons with disabilities, Vietnam era veterans, and other protected veterans.

The full job description is attached at the bottom.

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