What are the responsibilities and job description for the Service Finance underwriter position at Truist Financial?
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Regular or Temporary:
RegularLanguage Fluency: English (Required)
Work Shift:
2nd Shift - 10% Automatic Pay Differential (United States of America)Please review the following job description:
The Service Finance Consumer Loan Underwriter is responsible for the overall evaluation of the loan application to determine an approval or denial.work schedule will be working non traditional schedule including weekends. Example schedule: 1 PM-9 PM; 2:30-11 PM; 3:30 PM-12 AM
requires 2 years of underwriting or credit review experience
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Reviews and analyzes consumer credit reports
2. Ensures loans meet all program and product specifications
3. Ensures that documents are consistent and uphold to company and industry guidelines and uploaded for borrower signature
4. Communicates loan decisions and terms
5. Verifies accuracy of borrower's information on loan documents
6. Adheres to all loan funding operational policies that are consistent with overall policies and procedures and regulatory objectives of Service Finance
7. Acts as a liaison with dealer and other departments within Service Finance
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. 3 years minimum related experience
2. High school diploma or GED
3. Experience reading and understanding credit report
4. Proficiency with Microsoft Office Suite
Preferred Qualifications:
1. Knowledge of consumer finance
2. Customer service experience
Truist supports a diverse workforce and is an Equal Opportunity Employer who does not discriminate against individuals on the basis of race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Drug Free Workplace.
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