What are the responsibilities and job description for the Second Level Review Analyst position at Truist Bank?
Language Fluency: English (Required)
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108Please review the following job description:
Perform detailed reviews of retail mortgage loans recommended for denial to ensure the loan does not meet investor/insurer (e.g. FHLMC, FNMA, FHA, VA, USDA) and/or TRUIST guidelines.Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
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1. Perform detailed underwriting analysis of retail mortgage loans that have been recommended for denial ensuring the recommendation is accurate and the loan does not meet requirements for approval.
2. Complete data entry in LOS (Loan Origination System) for denial codes, ensuring accuracy of information reflected on Adverse Action Notices.
3. Assist with review of current desktop procedures for processes in which reviews are performed.
4. Provide coaching to internal partners regarding best practices and requirements as outlined in policies & procedures
5. Provide timely responses and documentation for any Retail and Compliance review findings on loans that were Adversed.
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. High School diploma or equivalent education
2. Seven years of mortgage loan origination experience
3. Strong knowledge of all investor/insurer and regulatory guidelines, applicable laws, and company audit policies and procedures
4. Work in a deadline driven environment
5. Effectively interact with management and internal partners
6. Exhibit a keen attention to detail and the ability to quickly comprehend information
7. Strong interpersonal, analytical and problem-solving skills
8. Strong verbal and written communication skills
9. Understanding of complex personal and business tax returns, cash flow analysis, and documentation utilized in complex lending situations
1. Expertise in Microsoft Office (Excel & PowerPoint)
2. Strong Coaching Skills
? Sitting (if checked, indicate frequency)
Constantly (More than 50% of the time)
? Standing (if checked, indicate frequency)
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? Walking (if checked, indicate frequency)
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? Bending (if checked, indicate frequency)
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? Lifting (if checked, indicate pounds)
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? Visual / Audio / Speaking
Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.
? Manual Dexterity / Keyboarding
Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.
? Availability
Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.
? Travel (Must select one)
Up to 25%
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.