What are the responsibilities and job description for the Mortgage Loan Officer position at True Financial Lending?
Company Description True Financial Lending Limited Partnership is a trusted home mortgage loan brokerage based in Southfield, Michigan, focused on helping individuals and families achieve their financial goals. The company offers a wide range of lending solutions, including Home Equity Lines of Credit (HELOCs), non-traditional loans, and options for purchasing or refinancing homes. Applicants will join a team of experienced professionals who provide personalized guidance and help clients find the right loan for their unique situations. True Financial Lending emphasizes a smooth, transparent, and successful lending experience for clients throughout their homeownership journey.
Role Description This is a full-time, on-site Mortgage Loan Officer role located in Detroit, MI. The Mortgage Loan Officer will meet with prospective and current clients to understand their financial needs and goals, explain available mortgage products, and recommend suitable lending solutions. Responsibilities include collecting and verifying financial documentation, guiding clients through the application process, coordinating with underwriting and closing teams, and ensuring compliance with lending regulations and company policies. The role also involves building and maintaining relationships with real estate professionals and other referral sources, following up on leads, and managing a pipeline of loans from application to closing while providing consistent, high-quality customer service.
Qualifications
Role Description This is a full-time, on-site Mortgage Loan Officer role located in Detroit, MI. The Mortgage Loan Officer will meet with prospective and current clients to understand their financial needs and goals, explain available mortgage products, and recommend suitable lending solutions. Responsibilities include collecting and verifying financial documentation, guiding clients through the application process, coordinating with underwriting and closing teams, and ensuring compliance with lending regulations and company policies. The role also involves building and maintaining relationships with real estate professionals and other referral sources, following up on leads, and managing a pipeline of loans from application to closing while providing consistent, high-quality customer service.
Qualifications
- Experience as a Loan Officer with a proven track record in originating and managing residential mortgage loans.
- Knowledge of the Mortgage Industry and Mortgage Lending practices, including conventional, non-traditional, and HELOC products.
- Understanding of Underwriting standards and ability to evaluate borrower creditworthiness and documentation.
- Strong Customer Service skills, with the ability to communicate clearly, build trust, and guide clients through complex financial decisions.
- State-appropriate mortgage loan originator (MLO) license or eligibility to obtain one, and familiarity with federal and state lending regulations.
- Effective time management, organizational, and follow-up skills to handle multiple files and deadlines.
- Proficiency with loan origination systems and basic office software; comfort working with financial data and documentation.
- High school diploma or equivalent required; bachelor’s degree in finance, business, or a related field preferred.
- Ability to work on-site in Detroit, MI and collaborate with a team-oriented, client-focused environment.