What are the responsibilities and job description for the Workers Compensation Claims Examiner III position at Tristar Insurance?
POSITION SUMMARY: At the Direction of the Claims Supervisor and/or Manager - manages all aspects of complex and litigated indemnity claims from inception to conclusion within established authority and guidelines.
This position requires considerable interaction with clients, claimants, Medical providers, Attorneys, vendors, Nurse and Vocational Case Managers and other TRISTAR staff.
DUTIES AND RESPONSIBILITIES:
· Effectively manages a caseload of indemnity claim files, including very complex and
litigated claims.*
· Initiates and conducts investigation in a timely manner.*
· Determines compensability of claims and administer benefits based upon state law and
TRISTAR Best Practices for claim handling.*
· Manages medical treatment and medical billing, authorizing as appropriate.*
· Refers cases to outside defense counsel and participates in litigated matters.*
· Communicates with claimants, attorneys, providers and vendors regarding claims
issues.*
· Work in an organized and proactive manner.*
· Computes and set reserves within Company guidelines.*
· Settles and/or finalize all claims and obtains authority as designated.*
· Maintains diary system for case review and documents file to reflect the status and work
being performed on the file, including a plan of action.*
· Communicates appropriate information promptly to the client to resolve claims efficiently,
including any injury trends or other safety related concerns.*
· Conducts file reviews as scheduled by the client and management.*
· Identify and review claims for Apportionment assignment.*
· Identify and investigate subrogation potential and pursue recovery.*
· Identify claim standard criteria for excess reporting and reimbursement.*
· Assist with State Audit and reporting responses.*
· Mentors less experienced Examiners
· Other duties as assigned and including claims management of other jurisdictional
workers’ comp claims.
· Adheres to all TRISTAR company policies and procedures.* * Essential job function.
EQUIPMENT OPERATED/USED: Computer, 10-key, fax machine, copier, printer, and other office equipment.
SPECIAL EQUIPMENT OR CLOTHING: Appropriate office attire
Qualifications:QUALIFICATIONS REQUIRED:
Education/Experience: Minimum five (5) or more years related experience; or equivalent combination of education and experience.
Knowledge, Skills and Abilities:
· Technical knowledge of statutory regulations and medical terminology.
· Analytical skills.
· Excellent written and verbal communication skills, including ability to convey technical
details to claimants, clients and staff.
· Ability to interact with persons at all levels in the business environment.
· Ability to independently and effectively manage very complex claims.
· Proficient in Word and Excel (preferred).
Other Qualifications:
Licenses as required by Jurisdiction.
Here are some of the benefits you can enjoy in this role:
- Medical, Dental, Vision Insurance
- Life & Disability Insurance
- 401(k) plan
- Paid time off
- Paid holidays
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MENTAL AND PHYSICAL REQUIREMENTS |
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1. MENTAL EFFORTa. Reasoning development::X Follow one- or two-step instructions; routine, repetitive task.Carry out detail but uninvolved written or verbal instructions; deal with a few concrete variables.Follow written, verbal, or diagrammatic instructions; several concrete variables.X Solve practical problems; variety of variables with limited standardization; interpret instructions.Logical or scientific thinking to solve problems; several abstract and concrete variables.Wide range of intellectual and practical problems; comprehend most obscure concepts. |
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b. Mathematical development: |
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Simple additional and subtraction; copying figures, counting, and recording.X Add, subtract, multiply, and divide whole numbers.Arithmetic calculations involving fractions, decimals, and percentages. Arithmetic, algebraic, and geometric calculations.Advanced mathematical and statistical techniques such as calculus, factor analysis, and probability determination.Highly complex mathematical and statistical techniques such as calculus, factor analysis, and probability determination; requires theoretical application. |
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c. Language development:X Ability to understand and follow verbal or demonstrated instructions; write identifyinginformation; request supplies verbally or in writing.Ability to file, post, and mail materials; copy data from one record to another; interview to obtain basic information such as age, occupation, and number of children; guide people and provide basic direction.Ability to transcribe dictation; make appointments and process mail; write form letters or routine correspondence; interpret written work instructions; interview job applicants.Ability to compose original correspondence, follow technical manuals, and have increased contact with people.Ability to report, write, or edit articles for publication; prepare deeds, contracts or leases, prepare and deliver lectures; interview, counsel, or advise people; evaluate technical data. |
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2. PHYSICAL EFFORTa. Physical activity required to perform the job:Sedentary work: Exerting up to 10 pounds of force occasionally and/or a negligible amount of force frequently or constantly to lift, carry, push, pull, or otherwise move objects. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.Light work:a. Exerting up to 20 pounds of force occasionallyb. Exerting up to 10 pounds frequentlyc. Exerting a negligible amount of force constantly to move objects(If the use of arm and/or leg controls requires exertion of forces greater than that for Sedentary Work and the worker sits most of the time, the job is rated for Light Work).X Medium work:a. Exerting up to 50 pounds of force occasionallyb. Exerting up to 20 pounds of force frequentlyc. Exerting up to 10 pounds of force constantly to move objectsHeavy work:a. Exerting up to 100 pounds of force occasionallyb. Exerting up to 50 pounds of force frequentlyc. Exerting up to 20 pounds of force constantly to move objects |
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Very heavy work:a. Exerting in excess of 100 pounds of force occasionallyb. Exerting in excess of 50 pounds of force constantly to move objectsc. Exerting in excess of 20 pounds of force constantly to move objects |
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b. Visual requirements necessary to perform the job:Far vision: clarity of vision at 20 feet or moreX Near vision: clarity of vision at 20 inches or lessX Mid-range vision: clarity of vision at distances of more than 20 inches and less than 20 feetDepth perception: the ability to judge distance and space relationships, so as to see objects where and as they actually areColor vision: ability to identify and distinguish colorsField of vision: ability to observe an area up or down or to the right or left while eyes are fixed on a given point |
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2. PHYSICAL EFFORT (cont.) |
FREQUENCY |
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c. Physical activity necessary to perform the job and frequency (e.g., continually,frequently, or occasionally):Climbing: Ascending or descending ladders, stairs, scaffolding, ramps, poles, andthe like, using feet and legs and/or hands and arms. Body agility is emphasized. This factor is important if the amount and kind of climbing required exceeds that required for ordinary locomotion.Balancing: Maintaining body equilibrium to prevent falling when walking, standing,or crouching on narrow, slippery, or erratically moving surfaces. This factor is important if the amount and kind of balancing exceeds that needed for ordinary locomotion and maintenance of body equilibrium.X Stooping: Bending body downward and forward by bending spine at the waist.This factor is important if it occurs to a considerable degree and requires full use of the lower extremities and back muscles.X Kneeling: Bending legs at knee to come to a rest on knee or knees.X Crouching: Bending the body downward and forward by bending legs and spine.Crawling: Moving about on hands and knees or hands and feet.X Reaching: Extending hand(s) and arm(s) in any direction.X Standing: Particularly for sustained periods of time.X Walking: Moving about on foot to accomplish tasks, particularly for long distances. |
OccasionallyOccasionallyOccasionallyOccasionallyOccasionallyOccasionally |
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X Pushing: Using upper extremities top press against something with steady force inorder to thrust forward, downward, or outward.X Pulling: Using upper extremities to extent force in order to drag, haul, or tugobjects in a sustained motion.FootMotion: Using feet to push pedals. X Lifting: Raising objects from a lower to a higher position or moving objectshorizontally from position to position. This factor is important if it occurs to a considerable degree and requires substantial use of the upper extremities and back muscles.X Fingering: Picking, pinching, typing, or otherwise working with fingers rather thanwith the whole hand or arm as in handling.X Grasping: Applying pressure to an object with the fingers and palm. |
OccasionallyOccasionallyOccasionallyFrequentlyOccasionally |
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2. PHYSICAL EFFORT (cont.) |
FREQUENCY |
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X Talking: Expressing or exchanging ideas by means of the spoken word. Thoseactivities in which workers must convey detailed or important spoken instructions to other workers accurately, loudly, or quickly.X Hearing: Perceiving the nature of sounds with or without correction. Ability toreceive detailed information through verbal communication, and to make fine discriminations in sound, such as when making find adjustments on machined parts.Feeling: Perceiving attributes of objects, such as size, shape, temperature, ortexture by touching with skin, particularly that of fingertips.X Repetitive Substantial movements (motions) of the wrists, hands,Motion: and/or fingers. |
FrequentlyFrequentlyFrequently |
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3. WORKING CONDITIONSDisagreeable job conditions to which the employee may be exposed and the frequency (e.g., continually, frequently, or occasionally) of this exposure. |
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WORKING CONDITIONENVIRONMENTALFACTOR |
NATURE/REASONOF EXPOSURE |
FREQUENCY |
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Dirt/Dust |
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Noise |
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Temperature extremes |
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Dampness |
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Vibrations |
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Equipment movement hazard |
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Chemicals/solvents |
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Electrical shock |
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Significant work pace/pressure |
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Odors/Fumes |
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Other (specify) |
Salary : $85,000 - $95,000