What are the responsibilities and job description for the Closer position at Triad Financial Services, Inc.?
Position Overview
Triad Financial Services is a leading provider of financial services and solutions, serving clients in the US. We are seeking a highly motivated and skilled Closer/Funder to join our growing team.
Essential Functions:
Responsibilities
Responsible for the processing of incoming loan packages from a client base that includes Direct Borrowers, Manufactured Home Dealers, and Brokers. This includes, but is not necessarily limited to:
Triad Financial Services is a leading provider of financial services and solutions, serving clients in the US. We are seeking a highly motivated and skilled Closer/Funder to join our growing team.
Essential Functions:
Responsibilities
Responsible for the processing of incoming loan packages from a client base that includes Direct Borrowers, Manufactured Home Dealers, and Brokers. This includes, but is not necessarily limited to:
- Monitor all incoming loan doc requests
- Ensure all necessary underwriting conditions have been cleared for doc prep
- Communicate with clients and escrow agents for any additional items needed for doc prep
- Verify home address is consistent on appraisal, title, and loan tracking system
- Timely and accurate data entry into loan tracking system
- Order flood and tax certs from 3rd party vendors
- Order new home appraisals
- The accurate and timely processing of contract orders and ordering & reviewing tax and flood certs.
- Confirm loan information, accurately type, order and review compliance and send package out for signatures.
- Gather, review and verify conditions, work with brokers, dealers and/or borrowers to get items needed to complete loan package. Works closely with underwriting until all conditions cleared.
- Under the supervision of the Team Lead, you will be responsible for accurate and timely processing of: A) List of needed conditions to fund to dealer, broker or borrower AND B) Completed loan packages to end lender
- Re-verifying loan information, confirming loan fits in end lender’s parameters and sending completed file to end lender
- Correcting files and accounting when loans are redirected.
- Will be first point of contact for Dealers, brokers, borrowers, underwriters, insurance agents and lenders on files submitted.
- Keep track of conditions and loan expirations.
- Perform related duties as assigned by supervisor
- Maintain compliance with all company policies and procedures
- 0 to 2 years of Loan processing experience
- Excellent verbal and written communication skills, including ability to effectively communicate with internal and external customers
- Excellent computer proficiency (MS Office – Word, Excel and Outlook)
- Client relationship and customer service experience a plus.
- Encompass experience a plus
- Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service
- Ability to multitask in a high stress environment
- Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices
- High school diploma or GED required