What are the responsibilities and job description for the Senior Lender position at Tri-Valley Bank (Randolph, IA)?
Randolph ~ Essex ~ Nebraska City ~ Glenwood
TRI-VALLEY BANK’S MISSION STATEMENT:
Service, Safety, Success for Customers, Staff, and Shareholders
Job Title: Senior Lender
Department: Lending
Reports to: President / CEO
Tri-Valley Bank a family-owned Financial Institution for over a century has proactively grown with our customers in Southwest Iowa, Northwest Missouri, and Southeast Nebraska. This growth has been achieved through our continued pursuit of utilizing technology and developing strong customer relationships with our products, services, and community involvement.
This individual shall be responsible for excellence in leading, managing, and directing the bank’s lending department and loans, consisting of Agriculture, Ag Real Estate, Consumer, Commercial & Industrial, Commercial Real Estate, and Residential Real Estate loans. This will include:
ENSURING PROFITABLITY THROUGH SOUND LENDING PRACTICES:
- SUPERVISION of bank’s loan portfolio by overseeing the entire loan process:
- Loan Originations and Underwriting
- Portfolio Risk Management
- Compliance
- Reporting
- Process Optimization
- Collections
- RISK MANAGEMENT
- TEAM LEADERSHIP AND SUPERVISION
- STRATEGIC PLANNING
- CUSTOMER SERVICE
- BUSINESS PROMOTION
- SENIOR MANAGEMENT TEAM MEMBER
SKILL REQUIREMENTS
- Ambitious, self-motivated, proactive team leader who can work independently.
- Education:Bachelors in Agri-Business, Banking, Economics, Finance, Business, or a related field. Masters and/or Banking Schools a plus.
- Work experience: 10 - 15 years in lending, leading teams, and customer management, including experience with various loan agreements and customer relationships.
- Loan collection and/or loan workout experience
- Ability to train, mentor, and supervise loan officers, including delegating responsibilities
- Strong analytical skills with ability to utilize data for driving decision-making including independently assessing and evaluating collateral.
- Fundamental understanding of accounting principles
- Capability to conduct needs assessments, identify obstacles and develop solutions to maximize these opportunities.
- Foster and maintain positive relationships with our customers and employees.
- Possess knowledge and proactively communicate the features and benefits of our products and services.
- Must possess intermediate technology skills, including knowledge of Microsoft Office applications.
- Manage a wide range of tasks.
- Successful completion of a background check
COMPENSATION:
Annual Salary Range: $135,000 - $150,000
Additional benefits may include:
- Retirement plan with company matching contributions
- Company cafeteria plan and life insurance
- Paid time off and holidays
- Professional development opportunities and tuition reimbursement
This position is an in-person position based at one of our four locations.
All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, national origin, pregnancy, disability, age, veteran status, or other characteristics.
Salary : $135,000 - $150,000