What are the responsibilities and job description for the AML Specialist position at Tompkins Financial Corporation?
The AML Specialist supports the Company’s Anti‑Money Laundering/Countering the Financing of Terrorism (AML/CFT), Customer Identification, and Sanctions Monitoring programs to ensure compliance with federal and state regulatory requirements. This role conducts transaction monitoring reviews, high‑risk customer due diligence, and suspicious activity investigations, prepares regulatory filings, and supports the ongoing effectiveness of the AML program through collaboration with business partners and compliance leadership.
Responsibilities:Transaction Monitoring and Investigations
Review transaction monitoring alerts and reports
Identify potential suspicious activity and escalate alerts as appropriate
Prepare and file Suspicious Activity Reports and Currency Transaction Reports within regulatory timelines
High‑Risk Customer and Due Diligence Management
Conduct high‑risk customer due diligence and periodic reviews
Review customer account activity for CIP, CDD, and Beneficial Ownership compliance
Sanctions and Regulatory Screening
Review and disposition potential sanctions and Section 314(a) matches
Support law enforcement requests and subpoenas as needed
Stakeholder Engagement and Communication
Collaborate with lines of business to obtain customer information and clarify transactional activity
Maintain effective working relationships to support AML monitoring and compliance
Program Support and Professional Development
Support Corporate AML leadership with programmatic activities
Seek ongoing learning opportunities and share AML knowledge with team members
Associate’s degree required; Bachelor’s degree in finance, accounting, business administration, or a related field preferred
CAMS and/or CFCS certification preferred
Two to four years of experience in BSA/AML compliance or a related financial crime role
Strong analytical skills with the ability to evaluate complex transactional data and draw sound conclusions
Strong written and verbal communication skills with the ability to document findings clearly and professionally
Proven ability to handle sensitive and confidential information with discretion
Proficiency in Microsoft Office and familiarity with AML monitoring systems and related technology
- Medical
- Dental
- Vision
- 401(k) Match
- Profit Sharing
- Paid Time Off
- 11 Holidays
- Tuition Reimbursement
- Free Parking throughout Tompkins Community Bank
- Employee Referrals
Tompkins is committed to a policy of Equal Employment Opportunity ("EEO") with respect to all team members and applicants for employment and a work environment free from discrimination (including unlawful harassment) based on race, color, religion, sex, sexual orientation, transgender status, gender non-conformity, gender identity, gender expression, national origin, age, marital status, domestic violence victim status, disability, predisposing genetic characteristics, military or veteran status or status in any group protected by federal, state, or local law.
For more information, please click here
#communitybank
#LI-HYBRID
Pay Range: USD $28.00 - USD $33.00 /Hr.Salary : $28 - $33