What are the responsibilities and job description for the Insurance Law position at Tokio Marine Highland?
Job Summary:
The Insurance Law role is critical in ensuring that our insurance operations adhere to all applicable laws, regulations, and internal policies.
Key Responsibilities:
- Conduct in-depth research and analysis of 50-state insurance laws and regulations (admitted and surplus lines), delivering timely, actionable insights to Compliance, Legal, and Business teams.
- Monitor and interpret regulatory developments; draft clear, concise summaries and impact assessments.
- Develop and maintain comprehensive compliance tracking tools, including dashboards, reference spreadsheets, and reporting frameworks to ensure visibility and accountability across regulatory obligations.
- Collaborate with cross-functional teamsincluding Legal, Underwriting, Operations, and Technologyon complex regulatory issues, product launches, and business initiatives.
- Support the Legal team in reviewing and advising on business contracts, including vendor and third-party agreements, with a focus on regulatory compliance and risk mitigation.
- Be a role model of a service-oriented compliance culture by consistently meeting internal service standardsresponding promptly, maintaining a positive and collaborative attitude, and building strong working relationships across departments.
- Manage and execute special projects and other duties as assigned, contributing to the continuous improvement of the compliance function.
Required Skills/Abilities:
- Meticulous attention to detail with strong organizational, project management, and time management skillsessential for navigating regulatory and operational complexities in the P&C insurance space.
- Proven ability to manage multiple priorities and deadlines across all service functions.
- Adaptable and resilient in fast-paced, evolving environments typical of insurance operations and regulatory landscapes.
- Results-oriented with a demonstrated ability to work independently and collaboratively across cross-functional teams, including legal, compliance, and risk management.
- Skilled in planning and executing initiatives from concept to completion, with a focus on accuracy and compliance.
- Strong analytical capabilities, including the ability to assess risk, interpret data, and support decision-making in business contexts.
- Demonstrated success in building and maintaining trusted relationships with internal stakeholders.
- Proficient in Microsoft 365 tools (Excel, Word, PowerPoint, CoPilot, etc.), with the ability to leverage them for reporting, analysis, and communication.
Qualifications/Education/Experience:
- Minimum of 5 years of experience in the insurance industry, preferably within an MGU, MGA, or wholesale/retail brokerage environment.
- Ideal candidate will be licensed attorney or actively pursuing insurance-related designations such as CPCU (Chartered Property Casualty Underwriter), ASLI (Associate in Surplus Lines Insurance), AINS (Associate in General Insurance), or ARC (Associate in Regulation and Compliance).
- Strong working knowledge of personal, commercial, and/or inland marine insurance coverages.
- Deep familiarity with NAIC model laws, surplus lines regulations, and Department of Insurance (DOI) processes is highly preferred.
- Demonstrated experience monitoring, analyzing, and reporting on 50-state and federal insurance laws and regulations.
About Tokio Marine Highland:
Tokio Marine Highland Insurance Services (TMH) is a leading property and casualty underwriting agency. We offer a broad suite of tailored specialty risk management solutions, including private flood, fine art and lender-placed products.
At TMH, it's all about our clients. Nationwide, our customers rely on our trusted, industry-leading coverages, supported by compliance expertise, superior claims management and the highest caliber of service.
Salary : $90,000 - $125,000