Accountant

The Accountant is responsible for the day‑to‑day execution and accuracy of the Bank’s accounting operations and financial reporting processes.

Core Responsibilities

General Ledger & Accounting Operations

• Maintain primary responsibility for general ledger accounting, including:
  • Chart of accounts management and maintenance
  • Preparation, review, and posting of journal entries
  • Oversight of month‑end, quarter‑end, and year‑end close activities
• Ensure all balance sheet and income statement accounts are accurately recorded, supported, and reconciled
• Prepare and review reconciliations for:
  • Prepaid assets and accrued liabilities
  • Fixed assets and depreciation
  • ORE properties and valuation allowances
  • Due from accounts, cash-related items, and suspense accounts
  • Loan and deposit trial balances to GL
• Assist in maintaining proper segregation of duties and internal accounting controls

Monthly, Quarterly & Specialized Accounting Entries

• Prepare and review recurring and complex accounting entries, including:
  • Property and personal property tax accruals
  • FDIC and FHLB interest accruals and true‑ups
  • Director fees, payroll‑related accruals, and benefits accruals
  • Investment accounting entries, including interest accruals, accretion, amortization, and principal and interest payments
  • Unrealized gains/losses on available‑for‑sale securities
  • Provision for loan losses (supporting schedules and entries)
  • Federal and state tax accruals
• Maintain investment, bond, and safekeeping records
• Set up prepaids, accruals and fixed assets

Regulatory & Financial Reporting

• Assist with preparation of financial statements and management reports
• Support preparation of reporting packages for the Board of Directors
• Prepare or assist in preparation of regulatory filings, including:
  • Quarterly Call Report
  • Monthly Tennessee State Collateral Pool report
  • Holding company accounting schedules and entries, as applicable
• Assist with ALCO reporting support, including supporting schedules and documentation

Reconciliations, Controls & Documentation

• Perform and review monthly and mid‑month reconciliations, including:
  • Fixed asset reconciliations
  • Prepaid reconciliations
  • Repo accounts and collateral monitoring
• Maintain organized documentation to support audits, exams, and internal reviews
• Assist in maintaining accounting policies, procedures, and process documentation
• Identify and communicate discrepancies or control weaknesses to accounting leadership

Audit & Examination Support

• Respond to accounting‑related requests from auditors and regulatory examiners
• Prepare schedules, reconciliations, and supporting documentation for audits and exams
• Assist in addressing audit and exam findings and follow‑up items in coordination with the CFO
• Support audit readiness through timely reconciliations and clean documentation

Accounts Payable & Expense Oversight

• Provide guidance on proper coding of Accounts Payable transactions
• Serve as backup for Accounts Payable processing, as needed
• Assist with oversight of expense trends and reporting
• Support vendor contract documentation and record retention

Management Reporting & Analysis

• Prepare standard and ad‑hoc management reports
• Assist with financial analysis related to expenses, trends, and operational performance
• Support budgeting and forecasting processes by preparing schedules and supporting data
• Other duties as assigned

Education & Experience Requirements

• Bachelor’s degree in Accounting or Finance required
• CPA, CPA track or desire to pursue CPA is a plus
• 1-3 years of accounting experience, preferably in banking or financial services
• Working knowledge of GAAP and bank accounting practices
• Interest in bank accounting and regulatory reporting strongly preferred

Key Skills & Competencies

• Strong technical accounting knowledge
• High attention to detail and accuracy
• Ability to manage multiple deadlines in a regulated environment
• Strong organizational and documentation skills
• Proficiency in Excel and accounting systems
• Clear written and verbal communication skills
• Ability to work independently while coordinating closely with accounting leadership
• Responsible for ensuring compliance with BSA/AML/OFAC policies, procedures, and processes as it pertains to their role in the Bank

Leadership & Development Expectations

• Serve as a technical resource within the accounting team
• Participate in cross‑training to ensure operational continuity
• Demonstrate readiness for increased responsibility and advancement

Work Environment & Expectations

• Regular interaction with auditors, regulators, and internal management
• Increased workload during reporting cycles and examinations
• Position requires discretion, accuracy, and professional judgment

Why Join Our Team

The Accountant plays a vital role in ensuring the accuracy, compliance, and reliability of the Bank’s financial operations. This position offers meaningful responsibility, exposure to regulatory reporting, and a clear pathway toward senior accounting or Controller‑level roles.

Salary : $50,000 - $55,000