Loan Closing Specialist

Company Overview

Tier One Funding’s mission is to help small business owners solve America’s housing problem. We provide the capital and partnership that enable fix-and-flip entrepreneurs to transform properties faster and with greater confidence. Our edge is simple: a customer-first focus, speed and disciplined execution. We believe teamwork fuels innovation, simplicity drives clarity and discipline builds trust. Backed by world-class financial institutions and led by a team with decades of experience in lending and high-growth ventures, Tier One combines institutional strength with entrepreneurial agility. When you join Tier One, you join a humble, clever, and collaborative team dedicated to building something remarkable — a company that helps our customers succeed while they transform houses into homes.

About the Role

This role will play an integral role in ensuring that our loan closing policies & procedures are implemented properly. From coordinating loan closing with buyer, seller and third party closing agents, to verifying that every piece of data in our loan documents matches that of our system of record, this position requires you to be a “jack of all trades.” To succeed in this role, you should be driven by delivering an excellent customer experience and be a stickler for details.

Responsibilities

• Preparing loan closing documents: ensures that the correct State loan document templates are chosen along with State specific regulatory closing disclosures; audits the completed doc set for accuracy with loan data in system of record; ensures all underwriting conditions have been signed-off
• Ensure we maintain appropriate lien position and lien perfection: prepares the closing protection letter in accordance with company policy; prepares closing instructions which creates the contractual relationship between T1F and the title company providing protection against various forms of fraud and secures our lien position
• Review executed loan documents for final compliance with regulatory requirements and accuracy of settlement data: reviews all loan documents returned from closing agent for completeness and accuracy; reviews estimated HUD1 to confirm closing date and fees; 
• Ensures timely loan closing and that all closing conditions are met: ensures loan all closing conditions have been satisfied and signed-off; confirms date funds have been disbursed by closing agent to all parties
• Confirms funding dates and accurately funds loans: Create loan funding templates for manager’s review, verify funding amounts and dates with escrow providers. Verifies and prepares wire transfer instructions and inputs funding information into the loan system(s)
• Other duties as assigned: will be tasked with additional responsibilities and projects from time to time as directed by the Closing Manager

Qualifications

• Higher Education Degree and/or equivalent experience preferred
• Lending origination compliance, real estate, financial services or audit experience preferred but not required
• Ability to create and review closing packages - including but not limited to HUD-1, Mortgage or Deed of Trust, Promissory Note, and other final compliance and credit documentation
• Proficient in Google Suite required (sheets, docs, slides)
• Ability to prioritize workload and manage time 
• Highly analytical with strong attention to detail
• Self-starter with the ability to work with minimal supervision
• Ability to adapt quickly to new procedures and systems
• Exceptional communication and interpersonal skills
• Ability to work as a dependable teammate in a fast paced start-up environment

Compensation & Benefits 

We’re building a disciplined, high-performing lending platform with institutional backing and entrepreneurial energy. If you want to grow with a company that values operational excellence and customer experience, we’d love to meet you. We offer:

• Competitive cash salary (commensurate with experience)
• Performance-based incentive opportunity
• Competitive and comprehensive health benefits
• Remote flexibility

At Tier One Funding, we strive to build a workforce composed of individuals with diverse backgrounds, abilities, minds, and identities that will help us to grow, not only as a company, but also as individuals. We are focused on building a diverse and inclusive workforce. If you’re excited about this role, but do not meet 100% of the qualifications listed above, we still encourage you to apply.

Tier One Funding is an Equal Opportunity Employer.