Senior Payments Analyst

At TIB, we are committed to serving as Trusted Partners for community banks and our employees. We take great care to maintain a commitment to excellence and personalized service. We are dedicated to providing a diverse work environment that fosters inclusivity and growth. We offer a best-in-class benefits package that includes comprehensive health, life, and disability coverage, 401(k) retirement savings, generous paid time off, parental leave, tuition reimbursement, and other little extras to make work fun. If this aligns with your values and you want to join a leader in the banking industry, we are hiring for a Senior Payments Analyst that will coordinate with other managers within Card Operations and Finance ensuring timely and accurate completion of financial activities including reconcilements, settlements, reporting, and financial analysis to support the Card Services Department. 

MAJOR DUTIES/ACCOUNTABILITIES

• Oversees critical daily, monthly, and quarterly functions to ensure accuracy and completeness of the following:

• Association billing and reporting
• Income statement variances
• Program billing
• Vendor payments
• AD Hoc reporting
• Credit card charge-off decisions

• Leads the reconciliation of daily card and merchant settlement activity across platforms and bank systems to include wires, ACH files, and monetary approvals.

• Generates, maintains, and distributes monthly divisional reporting.

• Performs cost analysis and forecasting duties.

• Oversees the contract management lifecycle which involves storing, organizing, and maintaining all agreements and associated documents for our Agent Card program.  

• Provides fast, accurate responses to complex support inquiries from internal and external partners.

• Assists with investigating in resolving outstanding reconciliation discrepancies.

• Participates in financial audits providing necessary documentation and explanations to auditors to support the audit process.

• Complies with all banking laws and regulations, and maintains the confidentiality of bank and customer information.

REQUIREMENTS / DESIRED QUALIFICATIONS

Required:

• Bachelor’s degree in finance, accounting, business administration, or a related field

• 2-4 years' accounting or financial analysis experience

• Strong financial reporting literacy

• Excellent analytical and problem-solving skills, including a strong attention to detail

• Ability to multitask and manage fluctuating priorities in a fast-paced environment

• Ability to work independently and to exercise prudent judgment, within deadline and time-sensitive constraints

• Good interpersonal skills and be able to work within, and foster a team environment

• Ability to communicate effectively, both verbally and in writing, and across all levels

• Intermediate computer skills

Preferred: 

• 2-4 years' financial reporting experience

• 2-4 years' card operations/accounting experience

The Major Duties/Accountabilities listed above are only a summary of the typical functions of this job, not an exhaustive or comprehensive list of all possible job responsibilities, tasks, and duties. Management may elect to assign other responsibilities, tasks, and duties associated with this position. TIB requires a comprehensive background investigation, including criminal and credit history.