What are the responsibilities and job description for the Financial Representative position at The Western and Southern Life Insurance Company?
Company Description The Western and Southern Life Insurance Company positions itself as a financial translator, turning complex financial concepts into clear, practical solutions for middle-market clients. Financial Representatives build face-to-face relationships to understand client needs and offer tailored strategies that help clients pursue their financial goals. The company is known for its long heritage of financial stability and strength, dating back to 1888, and maintains a respectful, professional culture focused on integrity, teamwork, and loyalty. Financial Representatives are supported by local leadership and mentoring structures that promote development and high-quality service. The Western and Southern Life Insurance Company is domiciled in Cincinnati, Ohio and licensed in DC and most states, with specific exceptions as noted in its regulatory disclosures.
Role Description This is a full-time, on-site Financial Representative role based in Russell, KY. The Financial Representative meets with individuals and families to understand their financial goals and risk tolerance, and recommends appropriate insurance and financial solutions. Daily responsibilities include prospecting and networking to build a client base, conducting needs-based financial reviews, and presenting solutions related to life insurance, retirement planning, and investments. The role involves ongoing client service, including policy reviews, beneficiary updates, and adjustments to financial strategies as client circumstances change. The Financial Representative also collaborates with managers and colleagues, participates in training, and adheres to company and regulatory compliance standards.
Qualifications
Role Description This is a full-time, on-site Financial Representative role based in Russell, KY. The Financial Representative meets with individuals and families to understand their financial goals and risk tolerance, and recommends appropriate insurance and financial solutions. Daily responsibilities include prospecting and networking to build a client base, conducting needs-based financial reviews, and presenting solutions related to life insurance, retirement planning, and investments. The role involves ongoing client service, including policy reviews, beneficiary updates, and adjustments to financial strategies as client circumstances change. The Financial Representative also collaborates with managers and colleagues, participates in training, and adheres to company and regulatory compliance standards.
Qualifications
- Demonstrated knowledge of Financial Planning and Retirement Planning to help clients set and pursue long-term goals.
- Understanding of Insurance products and concepts to recommend appropriate coverage solutions.
- Foundational Finance and Investments skills to explain options and support client decision-making.
- Strong interpersonal, communication, and presentation abilities to work effectively with diverse clients in person.
- Self-motivated, goal-oriented work style with the ability to manage time, prospect for new clients, and follow through on commitments.
- Comfort with learning and applying regulatory requirements and company compliance policies.
- High school diploma required; bachelor’s degree in finance, business, economics, or a related field is preferred.
- Willingness to obtain and maintain relevant state insurance licenses and other applicable registrations.