Mortgage Loan Analyst I

The next part of your journey is right around the corner — with The Standard.

A genuine desire to make a difference in the lives of others is the foundation for everything we do. With a customer-first mindset and an intentional focus on building strong teams, we’ve been able to uphold our legacy of financial stability while investing in new, innovative technologies that support the needs of our customers. Our high-performance culture focused on operational excellence thrives thanks to remarkable people united by compassion and a customer-first commitment. Are you ready to make a difference?

Job Summary

This role manages the end-to-end lifecycle of commercial real estate loan transactions, from underwriting and analysis through closing and funding. Responsibilities include evaluating loan opportunities, analyzing borrower and property information, coordinating due diligence, and ensuring all closing and compliance requirements are met. The position works closely with underwriting, investor relations, legal, title, escrow, and servicing teams to support efficient loan origination, execution, and portfolio management. Strong analytical skills, attention to detail, and the ability to manage multiple transactions are critical for success.

Key Responsibilities

• Manage the full transaction lifecycle for a pipeline of commercial real estate loans, including consent transactions and additional advances, along with new originations and refinances; providing underwriting support, closing coordination, funding execution, and post-closing follow-up to ensure timely execution and compliance with loan commitments and company standards.
• Analyze and underwrite loan transactions by reviewing borrower and tenant financials, real estate fundamentals, third-party reports, title and survey materials, and organizational structures to assess risk and support lending decisions.
• Prepare, review, and manage loan documentation including underwriting models, commitment letters, legal loan documents, escrow instructions, and funding packages, ensuring accuracy, completeness, and alignment with approved terms.
• Coordinate cross-functional workflows with internal and external partners (title, escrow, legal, investor relations, servicing) to drive transaction progress, support negotiations, and ensure all due diligence and closing conditions are satisfied.
• Maintain data, reporting, and portfolio insights by tracking pipeline activity, supporting portfolio reporting and market research, contributing to system improvements, and providing analytical input for investment and operational decisions.
  
  

Skills And Background You’ll Need

Education: Bachelor's degree in real estate, finance, accounting, or a related field

Experience: 2 years of experience in commercial mortgage lending, real estate investment, or a related field.

• Proficient knowledge of commercial mortgage lending practices, legal documentation, and real estate valuation concepts.
• Ability to manage competing priorities with strong attention to detail and accuracy.
• Proficiency with and ability to interpret and present underwriting, analysis and closing information clearly.
• Proficiency with mortgage loan databases, Microsoft Office (Word, Excel, Outlook, Teams), Adobe Acrobat DC, and cloud platforms like Box, OneDrive, and SharePoint.
• Strong communication, organizational, and critical thinking skills.
  
  

Key Behaviors of a Successful Candidate

• Driving Success: Acts with urgency, pursues ambitious goals and shows resilience in the face of obstacles and setbacks.
• Adaptability: Sees possibilities in changing circumstances, accepts and understands change and alters behavior as necessary.
• Costumer Focus: Understands and anticipates both internal and external customer needs and develops customer-inspired solutions that exceed expectations.
  
  

Why Join The Standard?

We have built an enduring legacy of stability, financial strength and exceptional customer service through the contributions of the service-oriented people who choose to work at The Standard. To ensure we can attract and retain the best talent, when you join The Standard you can expect:

• A rich benefits package including medical, dental, vision and a 401(k) plan with matching company contributions
• An annual incentive bonus plan
• Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually — PTO increases with tenure
• A supportive, responsive management approach and opportunities for career growth and advancement
• Paid parental leave and adoption/surrogacy assistance
• An employee giving program that double matches your donations to eligible nonprofits and schools
  
  

In addition to the competitive salary range below, our employee-focused benefits support work-life balance. Learn more about working at The Standard.

• Eligibility to participate in an incentive program is subject to the rules governing the program and plan. Any award depends on a variety of factors including individual and organizational performance.
  
  

The actual compensation for this role will be based on a combination of education and experience, knowledge and skills, position budget, internal equity, and market data.

Salary Range:

$52,750.00 - $77,500.00

Positions will be posted for at least 5 days from original posting date.

Standard Insurance Company, The Standard Life Insurance Company of New York, Standard Retirement Services, Inc., StanCorp Mortgage Investors, LLC, StanCorp Investment Advisers, Inc., and American Heritage Life Insurance Company and American Heritage Service Company, marketed as The Standard, are Affirmative Action/Equal Opportunity employers. All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, gender identity, sexual orientation, age, disability or veteran status or any other condition protected by federal, state or local law. Except where precluded by state or federal law, The Standard will consider for employment qualified applicants with arrest and conviction records pursuant to the San Francisco Fair Chance Ordinance. The Standard offers a drug- and alcohol-free work environment where possession, manufacture, transfer, offer, use of or being impaired by an illegal substance while on The Standard's property, or in other cases which the company believes might affect operations, safety or reputation of the company is prohibited. The Standard requires a criminal background investigation and employment, education and licensing verification as a condition of employment. After any conditional offer of employment is made, the background check will include an individualized assessment based on the applicant’s specific record and the duties and requirements of the specific job. Applicants will be provided an opportunity to explain and correct background information. All employees of The Standard must be bondable.