What are the responsibilities and job description for the Senior Underwriter position at The Park Bank?
Description
Park Bank is a local community bank that has been serving Madison and Dane County for almost 60 years. We are deeply committed to building lasting relationships, supporting local businesses, and investing in the communities we call home. At Park Bank, you’re not just joining a workplace – you’re becoming part of a team that values integrity, collaboration, and making a real difference.
Park Bank is hiring our next Senior Underwriter, and we want to talk with you! As a Senior Underwriter, you’ll play a key role in helping Park Bank maintain its reputation as a trusted, community-focused lender. You’ll join a knowledgeable team that’s passionate about supporting our Madison-area clients through responsible and thoughtful lending practices.
In this role, you’ll be the go-to expert for complex residential mortgage and consumer loan submissions, working closely with Mortgage Advisors, Processors, and Closers to ensure every lean meets our high standards. You’ll bring share analytical skills, attention to detail, and deep understanding of underwriting guidelines to the table – helping us make smart, compliant lending decisions that support our clients’ goals. There is also an exciting opportunity to expand your skill set by learning and contributing to our loss mitigation efforts. If you’re looking to grow your career in a place where relationships matter, community impact is real, and your expertise is values, then Park Bank might be your next.
Essential Functions & Duties
- Calculating income, debt-to-income ratios and loan-to-value to ensure results meet appropriate lender guidelines
- Providing a synopsis of loan strengths and weaknesses on in-house loans
- Ensuring accuracy of FNMA Desktop Underwriter findings
- Building strong relationships with internal staff including Mortgage Advisors, closers, Mortgage Processors and the Loan Servicing department
- Other duties as assigned
Requirements
Required Education and Experience
- High school diploma or equivalent
- 5 years’ experience in Underwriting or related work; or equivalent combination of experience and education
Preferred Education and Experience
- Post-secondary degree/classes
- Basic math skills, knowledge of underwriting, and compliance regulations
- Computer proficiency and financial software experience
- Strong attention to detail with solid organizational and time management skills
- Ability to work independently and handle multiple priorities under pressure of time constraints
- Excellent customer service, written and verbal communication skills
Why Work for Park Bank?
- Robust Benefit Package Including Medical, Dental, Vision, etc.
- Four Different Benefit Packages to Choose What Fits Your Needs Best
- 10 Paid Holidays (Including Your Birthday)
- PTO That Increases Each Year of Service
- Generous 401K Company Match
- Wellness Reimbursement Program
- Associate Resource Groups (ARGs)
- Eligibility to participate in Bank-wide Bonus Program
- Hybrid Work Schedule Available
- And more!
- Park Bank is a drug free workplace. All candidates selected for new employment with PARK BANK will be required to submit to drug testing after a conditional offer of employment. Employment is contingent on the associate passing the drug test
- Credit, Criminal and Driving history will be reviewed when making final employment decisions consistent with applicable laws.
- Park Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status and protected veteran status.
- The Immigration Reform and Control Act of 1986 require employers to verify the employment status of each person hired.
